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Test Mode Upload of Reports on FINnet Gateway

Live · in forceNo withdrawal recorded as of 20 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: FY 2012-13  ·  Decoded by BankPulse: 19 Jun 2026, 23:56 IST
⏱ ~2 min read
📄 Official RBI source ↗
Quick answerRBI directs all Authorised Persons to start uploading Cash Transaction Reports and Suspicious Transaction Reports on FINnet Gateway in 'Test Mode' from August 31, 2012, to test electronic submission capability, while continuing CD-based reporting until further go-live notice.

What changed

FIU-IND has asked all Authorised Persons to begin submitting reports on the FINnet Gateway in 'Test Mode' from August 31, 2012, to test their ability to upload reports electronically. This test mode will continue until FIU-IND announces the go-live date (provisional go-live date is October 1, 2012). Existing CD-based reporting must continue until further notice.

What it means for you

Banks and other Authorised Persons must now prepare for a shift from physical CD-based reporting to electronic submission via FINnet Gateway. The test mode allows them to validate their XML format compliance and upload capability without disrupting current reporting obligations. Failure to participate may delay readiness for mandatory electronic reporting post-go-live (provisional go-live date is October 1, 2012).

What you must do

Who it affects

All Authorised Persons (banks, financial institutions, intermediaries) under FEMA and PMLA, Principal Officers of reporting entities

What is the purpose of the 'Test Mode' on FINnet Gateway?

The test mode allows Authorised Persons to test their ability to upload Cash Transaction Reports and Suspicious Transaction Reports electronically in XML format, ensuring readiness before the mandatory go-live date.

Do we need to stop CD-based reporting during the test mode?

No, CD-based reporting must continue as before until FIU-IND communicates the go-live date. The test mode is an additional requirement to prepare for electronic submission.

What should we do if we face issues during test mode upload?

Contact the FIU Help Desk at phone number 011-24109792/93 or via email for clarification and assistance.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 19 Jun 2026, 23:56 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=7620&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.