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UCBs: FINnet Gateway Go-Live on Oct 20, CD Reports End

Live · in forceNo withdrawal recorded as of 20 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 15 Oct 2012  ·  Decoded by BankPulse: 19 Jun 2026, 23:44 IST
⏱ ~2 min read
📄 Official RBI source ↗
Quick answerFrom October 20, 2012, all Primary (Urban) Co-operative Banks must submit reports only via the FINnet Gateway in XML format. CD-based submissions will be invalid after that date. Banks must ensure timely compliance with FIU-IND requirements.

What changed

FIU-IND has set October 20, 2012 as the go-live date for the FINnet Gateway, replacing the earlier test mode period. After this date, banks must stop submitting reports in CD format and use only the new XML reporting format on the FINnet Gateway. Any CD reports received post-October 20 will not be considered valid by FIU-IND.

What it means for you

UCBs must fully transition to the FINnet Gateway for all report submissions, ending the use of physical CDs. This shift to XML-based reporting aims to streamline data collection and improve accuracy. Banks need to ensure their systems and staff are ready for the new format to avoid non-compliance penalties.

What you must do

Who it affects

All Primary (Urban) Co-operative Banks (UCBs), Compliance Officers and Principal Officers of UCBs, FIU-IND reporting teams at UCBs

What is the deadline for switching to FINnet Gateway?

The go-live date is October 20, 2012. After this date, all reports must be submitted only via the FINnet Gateway in XML format.

What happens if we submit a report in CD format after October 20?

Any report in CD format received after October 20, 2012 will not be treated as a valid submission by FIU-IND.

Who should we contact for help with the new reporting system?

For clarifications or assistance, contact the FIU-IND help desk by email or at telephone numbers 011-24109792/93.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 19 Jun 2026, 23:44 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=7625&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.