RRBs/Co-op Banks: FINnet Gateway Go-Live Oct 20, CD Reports End
Current · Source: Reserve Bank of India · RBI/2012-13/251 · issued 15 Oct 2012 · ~2 min read
Quick answerFIU-IND has set October 20, 2012 as the go-live date for FINnet Gateway. From that date, all RRBs and State/Central Co-operative Banks must upload reports in new XML format via FINnet only; CD submissions will be invalid.
The rule, in the simplest words
From 20 Oct 2012, all RRBs and State/Central Co‑op banks must upload their reports using the FINnet Gateway (online portal) in the new XML (computer file) format.
Any report sent on a CD (compact disc) after 20 Oct 2012 will be rejected and not counted as a valid submission.
Banks must finish moving to the FINnet system by the 20 Oct 2012 deadline; after that they should stop using CD submissions completely.
If there are questions or technical problems, staff should call the FIU‑IND help desk at 011‑24109792/93.
How it plays out — a real example
Ramesh Kumar, the compliance officer at a Regional Rural Bank in Patna, logs into the FINnet Gateway on 19 Oct 2012, checks that his XML report is correctly formatted, and uploads it on 20 Oct 2012. After that day he stops preparing CD reports, knowing the bank will stay compliant.
What changed
FIU-IND has confirmed October 20, 2012 as the go-live date for the FINnet Gateway. Banks must stop submitting reports in CD format after this date and use only the FINnet gateway with the new XML reporting format. Any CD-based report received after October 20 will not be considered a valid submission.
What it means for you
RRBs and co-operative banks must complete their migration to the FINnet Gateway by October 20, 2012. Failure to upload reports in the new XML format via FINnet will result in non-compliance, as FIU-IND will reject CD submissions. This is a hard deadline for transitioning to digital reporting.
What you must do
Ensure your bank is fully onboarded to FINnet Gateway and can upload reports in the new XML format by October 20, 2012.
Stop all CD-based report submissions after October 20, 2012; only FINnet uploads will be accepted.
Contact FIU-IND help desk at 011-24109792/93 for any clarification or technical assistance.
Acknowledge receipt of this circular to your respective RBI Regional Office.
Who it affects
All Regional Rural Banks (RRBs), All State Co-operative Banks, All Central Co-operative Banks, Compliance Officers and Principal Officers of these banks
RBI’s words: “Please refer to our circular ... dated October 15, 2012 on ‘Uploading of Reports on FINnet Gateway’”
📜 Read the original circular — full text as issued by RBI
RBI/2012-13/251
RPCD.CO.RRB.RCB.AML.BC. No.36/03.05.33 (E)/2012-13
October 15, 2012
The Chairmen/CEOs of all Regional Rural Banks
and State and Central Co-operative Banks
Dear Sir,
Uploading of Reports on FINnet Gateway
Please refer to our circular RPCD.CO.RRB.RCB.No.29/03.05.33(E)/2012-13 dated September 18, 2012 advising all RRBs/State and Central Co-operative Banks to initiate submission of reports on the FINnet Gateway in ‘TEST MODE’ from August 31, 2012.
2. FIU-IND have now advised that the ‘go-live’ date is October 20, 2012 and that banks may discontinue submission of reports in CD format after October 20, 2012, using only FINnet gateway for uploading of reports in the new XML reporting format. Any report in CD format received after October 20, 2012 will not be treated as a valid submission by FIU-IND.
3. All State and Central Co‐operative Banks and Regional Rural Banks are accordingly advised to take action as required by FIU-IND and ensure that all reports are submitted in time as per the schedule.
4. For any clarification/assistance regarding submission of reports, you may contact FIU-IND help desk at email or telephone numbers 011-24109792/93.
5. The Compliance Officer/Principal Officer may acknowledge receipt of this letter to our Regional Office concerned.
Yours faithfully,
(C.D. Srinivasan)
Chief General Manager
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2012-13/251 · issued 15 Oct 2012. The plain-English explanation above is BankPulse’s own independent summary.
Example: if you are a Compliance officer at a bank this circular applies to (All Regional Rural Banks (RRBs), All State Co-operative Banks, All Central Co-operative Banks, Compliance Officers and Principal Officers of these banks), your first concrete step on “RRBs/Co-op Banks: FINnet Gateway Go-Live Oct 20, CD Reports End” is: “Ensure your bank is fully onboarded to FINnet Gateway and can upload reports in the new XML format by October 20, 2012.” (RBI issued this 15 Oct 2012).
Circular: RBI/2012-13/251 -- RRBs/Co-op Banks: FINnet Gateway Go-Live Oct 20, CD Reports End
Issued: 15 Oct 2012
Action required: Ensure your bank is fully onboarded to FINnet Gateway and can upload reports in the new XML format by October 20, 2012.
Action required: Stop all CD-based report submissions after October 20, 2012; only FINnet uploads will be accepted.
Action required: Contact FIU-IND help desk at 011-24109792/93 for any clarification or technical assistance.
Action required: Acknowledge receipt of this circular to your respective RBI Regional Office.
Owner: ____________ Target date: ____________
Board/committee approval needed? Y / N
Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.
💬 Banker Discussion
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BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=7630&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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