HomeCirculars › RBI/2012-13/373

FIU-IND Mandates FINnet Gateway for Report Submission

Live · in forceNo withdrawal recorded as of 20 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 10 Jan 2013  ·  Decoded by BankPulse: 19 Jun 2026, 22:30 IST
⏱ ~1 min read
📄 Official RBI source ↗
Quick answerFIU-IND has set October 20, 2012 as the go-live date for mandatory report submission via FINnet Gateway in XML format. CD-based submissions will be invalid after this date. All authorised persons must transition immediately.

What changed

FIU-IND confirmed October 20, 2012 as the go-live date for the FINnet Gateway, replacing CD-based report submission. After this date, only XML format reports uploaded via FINnet will be accepted; CD submissions will be considered invalid.

What it means for you

Banks and authorised persons must stop submitting reports on CDs and shift entirely to the FINnet Gateway using the new XML format. Non-compliance will result in submissions being rejected by FIU-IND, potentially leading to regulatory issues. This aligns with earlier test-mode guidance from October 2012.

What you must do

Who it affects

All authorised persons (banks, financial institutions, intermediaries) under FEMA, Entities required to submit reports to FIU-IND under PMLA

What happens if we submit a report in CD format after October 20, 2012?

FIU-IND will not treat such submissions as valid. Only reports uploaded via FINnet Gateway in XML format will be accepted.

Who should we contact for help with the FINnet Gateway?

You can reach the FIU-IND help desk via email or telephone at 011-24109792/93 for any clarification or assistance.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 19 Jun 2026, 22:30 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=7800&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.