HomeCirculars › RBI/2012-13/389

Interest Subvention on Rupee Export Credit for UCBs

Live · in forceNo withdrawal recorded as of 20 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 22 Jan 2013  ·  Decoded by BankPulse: 19 Jun 2026, 22:21 IST
⏱ ~2 min read
📄 Official RBI source ↗
Quick answerRBI extends 2% interest subvention on rupee export credit for specified sectors from April 1, 2013 to March 31, 2014, and adds 134 engineering product lines to the scheme from January 1, 2013 to March 31, 2013.

What changed

The Government of India expanded the interest subvention scheme to include 134 tariff lines of engineering products for the period January 1, 2013 to March 31, 2013. Additionally, the 2% subvention on rupee export credit for nine specified sectors (including handicrafts, carpets, handlooms, SMEs, readymade garments, processed agriculture products, sports goods, toys, and the engineering products) is extended from April 1, 2013 to March 31, 2014.

What it means for you

Scheduled Primary Urban Co-operative Banks holding AD Category I licence can now offer concessional export credit to engineering sector exporters on the same terms as other eligible sectors. Banks must ensure correct identification of eligible tariff lines and submit quarterly claims with auditor certificates to RBI for reimbursement.

What you must do

Who it affects

Scheduled Primary Urban Co-operative Banks with AD Category I licence, Exporters in engineering sector (134 tariff lines), Exporters in handicraft, carpets, handlooms, SMEs, readymade garments, processed agriculture products, sports goods, and toys

Which sectors are covered under the extended interest subvention from April 1, 2013 to March 31, 2014?

The 2% subvention applies to handicraft, carpets, handlooms, SMEs (as defined in Annex II), readymade garments, processed agriculture products, sports goods, toys, and the 134 engineering tariff lines listed in Annex I.

How should banks claim reimbursement for the subvention?

Claims must be submitted quarterly to the Chief General Manager-in-Charge, Urban Banks Department, RBI, Central Office, Mumbai, using the format in Annex III, accompanied by an External Auditor's Certificate.

What is the period for which the engineering sector is eligible under this circular?

The engineering sector (134 tariff lines) is eligible for interest subvention from January 1, 2013 to March 31, 2013, and then again from April 1, 2013 to March 31, 2014 as part of the extended scheme.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 19 Jun 2026, 22:21 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=7820&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.