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Master Circular: Pension Disbursement by Agency Banks

Live · in forceNo withdrawal recorded as of 19 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 01 Jul 2013  ·  Decoded by BankPulse: 19 Jun 2026, 19:26 IST
⏱ ~1 min read
📄 Official RBI source ↗
Quick answerRBI updated its master circular on pension disbursement by agency banks, consolidating instructions up to June 2013. Key changes include faster Dearness Relief payments via direct government orders to banks and acceptance of new nomination forms for pensioners.

What changed

RBI issued an updated master circular (RBI/2013-14/101) replacing the July 2012 version, incorporating all instructions issued through June 2013. The circular mandates that agency banks act on Dearness Relief orders directly from government websites and emails, bypassing RBI forwarding. It also requires banks to accept new nomination forms 'A' and 'B' for Central Civil and Railway pensioners.

What it means for you

Agency banks must now process Dearness Relief payments faster by using government-issued orders from websites or emails, reducing delays for pensioners. Banks need to update their pension disbursement procedures to accept the new nomination forms, ensuring smoother processing for Central and Railway pensioners. This streamlines operations but requires banks to stay updated with government portals.

What you must do

Who it affects

Agency banks handling government pension disbursements, Pension-paying branches of public sector banks, Central and state government pensioners

How should banks get Dearness Relief orders now?

Banks must use orders from government websites or emails sent directly to their head offices, as RBI no longer forwards these orders.

What are the new nomination forms for pensioners?

Agency banks must accept nomination forms 'A' and 'B' for Central Civil and Railway pensioners, as adopted by CPAO and Railway Board.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 19 Jun 2026, 19:26 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=8186&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.