HomeCirculars › RBI/2013-14/191

RBI raises foreign investment cap in ARCs to 74%

Live · in forceNo withdrawal recorded as of 19 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Issued by RBI: 19 Aug 2013  ·  Decoded by BankPulse: 19 Jun 2026, 18:30 IST
⏱ ~2 min read
📄 Official RBI source ↗
Quick answerRBI increased the combined FDI and FII limit in Asset Reconstruction Companies from 49% to 74%, removed the ban on FII equity investment, and raised FII investment in Security Receipts to 74% per tranche, with no individual FII cap on SRs.

What changed

The ceiling for foreign direct investment in ARCs was raised from 49% to 74%, and the prohibition on FII investment in ARC equity was removed, with a combined FDI+FII limit of 74%. The FII investment limit in Security Receipts was increased from 49% to 74% of each tranche's paid-up value, and the earlier 10% individual FII cap per SR tranche was removed.

What it means for you

Banks and lenders can now expect deeper foreign capital participation in ARCs, potentially improving resolution of stressed assets. The higher caps and removal of individual FII limits on SRs should enhance liquidity and pricing in the security receipts market, aiding faster asset recovery.

What you must do

Who it affects

Authorised dealer banks handling foreign investments, Asset Reconstruction Companies (ARCs), Foreign Institutional Investors (FIIs), Foreign Direct Investors (FDIs) in ARCs

What is the new combined foreign investment limit in ARCs?

The combined FDI and FII limit in ARC equity capital has been raised from 49% to 74%, with no single sponsor holding more than 50%.

Can FIIs now invest directly in ARC equity?

Yes, the earlier prohibition on FII investment in ARC equity has been removed, subject to the 74% combined cap and individual FII holding not exceeding 10% of paid-up capital.

What changed for FII investment in Security Receipts?

The limit was increased from 49% to 74% of each tranche's paid-up value, and the earlier 10% individual FII cap per tranche has been removed, though sectoral caps and corporate bond limits still apply.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 19 Jun 2026, 18:30 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=8318&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.