HomeCirculars › RBI/2013-14/249

Revised CBS Deadline for Urban Co-operative Banks

No longer current — withdrawn, no replacement on file yet
Source: Reserve Bank of India · RBI/2013-14/249 · issued 11 Sep 2013 · ~1 min read
Quick answerRBI has extended CBS implementation deadlines for UCBs: Tier I (non-unit) banks get until June 30, 2014, and unit banks until December 31, 2014. Tier II banks must still meet the original December 31, 2013 deadline. Non-compliance may block branch expansion and other facilities.

What changed

RBI revised the CBS implementation timeline for Urban Co-operative Banks. Tier II UCBs retain the original December 31, 2013 deadline. Tier I UCBs (excluding unit banks) now have until June 30, 2014, and unit banks until December 31, 2014.

What it means for you

UCBs get more time to complete CBS rollout, especially smaller Tier I and unit banks. However, the regulator is firm: missing the new deadlines will restrict growth opportunities like branch expansion. Banks must prioritize CBS to avoid operational constraints.

Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.

What banks were required to do at the time

Who it affects

All Primary (Urban) Co-operative Banks, Tier II UCBs, Tier I UCBs (other than unit banks), Unit Banks

❓ Common questions

Regulatory timeline

Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).

What is the new CBS deadline for Tier I UCBs?

Tier I UCBs (excluding unit banks) must implement CBS by June 30, 2014.

What happens if a UCB fails to meet the CBS deadline?

Failure may result in denial of facilities such as branch expansion or area of operation expansion.

📜 This document’s life story (1 recorded event, each backed by RBI’s own words)
Repealed by RBI/2025-26/100 — Consolidation of Regulations — Withdrawal of circulars (28 Nov 2025)
RBI’s words: “Official withdrawal register entry #995: UBD.CO.BPD.PCB.Cir.No.14/09.18.300/2013-14 — "Implementation of Core Banking Solution (CBS) by Urban Co-operative Banks (UCBs)" dated November 9, 2013”
📜 Read the original circular — full text as issued by RBI
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No.42/09.18.300/2012-13 dated March 13, 2013 on the captioned subject advising UCBs to implement CBS in all their branches by December 31, 2013. On a review, it has been decided that the revised timeframe for implementation of CBS by UCBs would be as under: Category of UCB Timeframe for implementation of CBS Tier II UCBs December 31, 2013 (no change) Tier I UCBs (other than unit banks) June 30, 2014 Unit Banks December 31, 2014 2. It is reiterated that failure to implement CBS within the timeframe may result in denial of various facilities (expansion of branches or area of operation, etc.) to UCBs. Yours faithfully, (A.K. Bera) Principal Chief General Manager 2026 All Months January February March April May June July August September October November December 2025 All Months January February March April May June July August September October November December 2024 All Months January February March April May June July August September October November December 2023 All Months January February March April May June July August September October November December 2022 All Months January February March April May June July August September October November December 2021 All Months January February March April May June July August September October November December 2020 All Months January February March April May June July August September October November December 2019 All Months January February March April May June July August September October November December 2018 All Months January February March April May June July August September October November December 2017 All Months January February March April May June July August September October November December Archives 2016 All Months January February March April May June July August September October November December 2015 All Months January February March April May June July August September October November December 2014 All Months January February March April May June July August September October November December 2013 All Months January February March April May June July August September October November December 2012 All Months January February March April May June July August September October November December 2011 All Months January February March April May June July August September October November December 2010 All Months January February March April May June July August September October November December 2009 All Months January February March April May June July August September October November December 2008 All Months January February March April May June July August September October November December 2007 All Months January February March April May June July August September October November December 2006 All Months January February March April May June July August September October November December 2005 All Months January February March April May June July August September October November December 2004 All Months January February March April May June July August September October November December 2003 All Months January February March April May June July August September October November December 2002 All Months January February March April May June July August September October November December 2001 All Months January February March April May June July August September October November December 2000 All Months January February March April May June July August September October November December 1999 All Months January February March April May June July August September October November December 1998 All Months January February March April May June July August September October November December 1997 All Months January February March April May June July August September October November December 1996 All Months January February March April May June July August September October November December 1995 All Months January February March April May June July August September October November December 1994 All Months January February March April May June July August September October November December 1993 All Months January February March April May June July August September October November December 1992 All Months January February March April May June July August September October November December 1991 All Months January February March April May June July August September October November December Top Back to previous page More Links : Bank Holidays Banking Glossary Citizen's Charter Complaints Contact Us COVID-19 Measures E-LMS Events FAQs Financial Education Forms IFSC/MICR Codes Important Websites Opportunities @ RBI RBI Clarifications RBI Kehta Hai RBI’s Vision and Values (1257 kb)--> Right to Information Act Tenders Follow RBI RSS Twitter YouTube Instagram Facebook LinkedIn © Reserve Bank of India. 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Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2013-14/249 · issued 11 Sep 2013. The plain-English explanation above is BankPulse’s own independent summary.
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Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=8404&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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