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Exim Bank's USD 47 mn Line of Credit to Mozambique for Housing

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Issued by RBI: 31 Oct 2013  ·  Decoded by BankPulse: 19 Jun 2026, 16:44 IST
⏱ ~2 min read
📄 Official RBI source ↗
Quick answerRBI notifies AD Category-I banks about Exim Bank's USD 47 million Line of Credit to Mozambique for constructing 1,200 houses. At least 65% of goods/services must be sourced from India. Banks must facilitate LCs, remittances, and GR/SDF filings per FEMA rules.

What changed

Exim Bank signed a credit agreement with Mozambique on July 4, 2013, effective October 4, 2013, for a USD 47 million LOC. The credit supports construction of 1,200 houses, with mandatory Indian sourcing of at least 65% of goods/services (75% for consultancy). Last LC/disbursement dates are 48 months from project completion or 72 months from agreement execution (July 3, 2019) for supply contracts.

What it means for you

Banks must process LCs and disbursements within the stipulated timelines and ensure GR/SDF form compliance. No agency commission is payable under this LOC, but exporters can use own resources or EEFC balances for commission after full contract realization. This facilitates Indian exports and supports bilateral trade.

What you must do

Who it affects

AD Category-I banks, Exporters dealing with Mozambique, Exim Bank, Indian suppliers of goods, services, and consultancy for housing projects

What is the minimum Indian content requirement under this LOC?

At least 65% of goods and services (by value) must be sourced from India; for consultancy services, the requirement is up to 75% of the contract price.

Can agency commission be paid under this LOC?

No agency commission is payable under the LOC itself. However, exporters may use their own resources or EEFC balances to pay commission in free foreign exchange after full contract value is realized.

What are the key deadlines for LCs and disbursement?

For project exports, the last date is 48 months from the scheduled completion date of the contract. For supply contracts, it is 72 months from the agreement execution date (July 4, 2013), i.e., by July 3, 2019.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 19 Jun 2026, 16:44 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=8547&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.