HomeCirculars › RBI/2013-14/598

RBI mandates accessible bank branches and ATMs for disabled persons

No longer current — withdrawn, no replacement on file yet
Source: Reserve Bank of India · RBI/2013-14/598 · issued 21 May 2014 · ~2 min read
Quick answerRBI directs all scheduled commercial banks (excluding RRBs) to install ramps at all ATMs and branch entrances, make all new ATMs from July 1, 2014 talking ATMs with Braille keypads, and provide magnifying glasses in branches for persons with disabilities.

What changed

RBI reiterated and strengthened earlier 2009 guidelines on accessibility for persons with disabilities. Banks must now make all new ATMs installed from July 1, 2014 talking ATMs with Braille keypads, not just one-third. They must also provide magnifying glasses in all branches and display notices about available facilities. Ramps are required at all ATMs and branch entrances where feasible, with exceptions only if impracticable and recorded.

What it means for you

Banks must accelerate retrofitting of existing ATMs and branches with ramps and convert all new ATMs to talking ATMs with Braille keypads. This increases compliance costs and operational burden, especially for branches in older buildings. Customer Service Committees of the Board must monitor progress, adding governance oversight. Non-compliance could invite regulatory scrutiny.

Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.

What banks were required to do at the time

Who it affects

All scheduled commercial banks (excluding RRBs), Branch operations teams, ATM deployment and maintenance teams, Customer service committees of boards

❓ Common questions

Regulatory timeline

Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).

What is the deadline for making new ATMs talking ATMs?

All new ATMs installed from July 1, 2014 must be talking ATMs with Braille keypads.

Are there any exceptions to the ramp requirement?

Yes, if it is impracticable to provide a ramp (permanently fixed or otherwise), the requirement may be dispensed with, but reasons must be recorded and displayed at the branch or ATM.

What additional facilities must banks provide for persons with low vision?

Banks must provide magnifying glasses in all branches and display a prominent notice about their availability and other facilities for persons with disabilities.

📜 This document’s life story (1 recorded event, each backed by RBI’s own words)
Repealed by RBI/2025-26/100 — Consolidation of Regulations — Withdrawal of circulars (28 Nov 2025)
RBI’s words: “Official withdrawal register entry #925: DBOD.No.Leg.BC.113/09.07.005/2013-14 — "Need for Bank Branches / ATMs to be made Accessible to Persons with Disabilities" dated May 21, 2014”
📜 Read the original circular — full text as issued by RBI
RBI/2013-14/598 DBOD.No.Leg.BC.113/09.07.005/2013-14 May 21, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular DBOD.No.Leg.BC.123 /09.07.005/2008-09 dated April 13, 2009 on the captioned subject, wherein banks were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs installed as talking ATMs with Braille keypads. 2. We have been receiving several suggestions from members of public through Government of India and otherwise, on facilitating easy access to bank branches and ATMs by persons with disabilities for undertaking day to day banking transactions. We have examined such suggestions. As advised in the above circular, banks have to take necessary steps to provide all existing ATMs / future ATMs with ramps so that wheel chair users / persons with disabilities can easily access them. Care may also be taken to make arrangements in such a way that the height of the ATMs do not create an impediment in their use by wheelchair users. However, in cases where it is impracticable to provide such ramp facilities, whether permanently fixed to earth or otherwise, this requirement may be dispensed with, for reasons recorded and displayed in branches or ATMs concerned. 3. Banks are also to take appropriate steps, including providing of ramps at the entrance of the bank branches, wherever feasible, so that the persons with disabilities/wheel chair users can enter bank branches and conduct business without difficulty. Banks are advised to report the progress made in this regard periodically to their respective Customer Service Committee of the Board and ensure compliance. 4. Further, it has come to our notice that some of the banks have not made at least one third of the new ATMs installed as talking ATMs with Braille keypads as advised vide circular referred to above. It is, therefore, reiterated that banks should make all new ATMs installed from July 1, 2014 as talking ATMs with Braille keypads. Banks should lay down a road map for converting all existing ATMs as talking ATMs with Braille keypads and the same may be reviewed from time to time by the Customer Service Committee of the Board. 5. In addition to the above, magnifying glasses should also be provided in all bank branches for the use of persons with low vision, wherever they require for carrying out banking transactions with ease. The branches should display at a prominent place notice about the availability of magnifying glasses and other facilities available for persons with disabilities. Yours faithfully, (Rajesh Verma) Chief General Manager
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2013-14/598 · issued 21 May 2014. The plain-English explanation above is BankPulse’s own independent summary.
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Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=8891&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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