HomeCirculars › RBI/2013-14/608

RRBs must make branches and ATMs accessible for disabled persons

No longer current — withdrawn, no replacement on file yet
Source: Reserve Bank of India · RBI/2013-14/608 · issued 27 May 2014 · ~2 min read
Quick answerRBI directs RRBs to install ramps at all ATMs and branch entrances, make all new ATMs from July 1, 2014 talking ATMs with Braille keypads, and provide magnifying glasses at branches for low-vision customers.

What changed

RBI reiterated and strengthened earlier 2009 guidelines on accessibility for persons with disabilities. New ATMs from July 1, 2014 must all be talking ATMs with Braille keypads, not just one-third. RRBs must also provide magnifying glasses at branches and display notices about available facilities.

What it means for you

RRBs face tighter compliance on accessibility infrastructure, with no room to delay talking ATM conversions. Non-compliance could invite regulatory scrutiny. Banks must budget for ramps, talking ATMs, and magnifying glasses, and report progress to their Customer Service Committee.

Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.

What banks were required to do at the time

Who it affects

Regional Rural Banks (RRBs), Branch managers and operations teams, ATM deployment and maintenance teams, Customer service committees of RRB boards

❓ Common questions

Regulatory timeline

Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).

What if it's not feasible to install a ramp at an ATM or branch?

If ramp installation is impracticable, you must record the reasons and display them at the branch or ATM concerned. This dispensation must be documented.

Do we need to convert all existing ATMs to talking ATMs immediately?

No immediate deadline for existing ATMs, but you must lay down a roadmap for conversion and review it periodically with the Customer Service Committee. All new ATMs from July 1, 2014 must be talking ATMs with Braille keypads.

What facilities must we provide for low-vision customers at branches?

You must provide magnifying glasses at all branches and display a prominent notice about their availability and other facilities for persons with disabilities.

📜 This document’s life story (1 recorded event, each backed by RBI’s own words)
Repealed by RBI/2025-26/100 — Consolidation of Regulations — Withdrawal of circulars (28 Nov 2025)
RBI’s words: “Official withdrawal register entry #924: RPCD.CO.RRB.BC.No.103/03.05.33/2013-14 — "Need for Bank Branches / ATMs to be made Accessible to persons with Disabilities" dated May 27, 2014”
📜 Read the original circular — full text as issued by RBI
RBI/2013-14/608 RPCD.CO.RRB.BC.No.103/03.05.33/2013-14 May 27, 2014 The Chairmen Regional Rural Banks Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular RPCD.CO.RRB.BC.No.97/03.05.90-A/2008-09 dated April 21, 2009 on the captioned subject, wherein Regional Rural Banks (RRBs) were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs installed as talking ATMs with Braille keypads. 2. We have been receiving several suggestions from members of public through Government of India and otherwise, on facilitating easy access to bank branches and ATMs by persons with disabilities for undertaking day to day banking transactions. We have examined such suggestions. As advised in the above circular, RRBs have to take necessary steps to provide all existing ATMs / future ATMs with ramps so that wheel chair users / persons with disabilities can easily access them. Care may also be taken to make arrangements in such a way that the height of the ATMs do not create an impediment in their use by wheelchair users. However, in cases where it is impracticable to provide such ramp facilities, whether permanently fixed to earth or otherwise, this requirement may be dispensed with, for reasons recorded and displayed in branches or ATMs concerned. 3. RRBs are also to take appropriate steps, including providing of ramps at the entrance of the bank branches, wherever feasible, so that the persons with disabilities/wheel chair users can enter bank branches and conduct business without difficulty. RRBs are advised to report the progress made in this regard periodically to their respective Customer Service Committee of the Board and ensure compliance. 4. Further, it has come to our notice that some of the RRBs have not made at least one third of the new ATMs installed as talking ATMs with Braille keypads as advised vide circular referred to above. It is, therefore, reiterated that RRBs should make all new ATMs installed from July 1, 2014 as talking ATMs with Braille keypads. RRBs should lay down a road map for converting all existing ATMs as talking ATMs with Braille keypads and the same may be reviewed from time to time by the Customer Service Committee of the Board. 5. In addition to the above, magnifying glasses should also be provided in all bank branches for the use of persons with low vision, wherever they require for carrying out banking transactions with ease. The branches should display a notice at a prominent place about the availability of magnifying glasses and other facilities available for persons with disabilities. Yours faithfully, (A.Udgata) Principal Chief General Manager
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2013-14/608 · issued 27 May 2014. The plain-English explanation above is BankPulse’s own independent summary.
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Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=8901&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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