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RRA 2.0: Returns to Go Online, Some Discontinued

No longer current — withdrawn, no replacement on file yet
Source: Reserve Bank of India · RBI/2021-22/168 · issued 18 Feb 2022 · ~2 min read
Quick answerRBI will move paper/email-based returns (Annex 1) to online filing; exact date to be notified. Banks must stop submitting returns listed in Annex 2 to DoR, but continue reporting to other departments as before.

What changed

RBI announced interim recommendations of RRA 2.0 to convert six paper/email-based returns (e.g., subordinated debt report, dividend details, DEA Fund Form II, reconciliation certificate, annual audit certificate, fit-and-proper certificate) to online filing. Separately, two returns—Leverage Ratio reporting (for SCBs excluding LABs and RRBs) and Table 34 (for StCBs/DCCBs)—are discontinued for submission to DoR and Regional Offices respectively, though reporting to other departments continues.

What it means for you

Banks must prepare to shift these returns to an online platform once RBI notifies the go-live date; until then, existing submission methods remain valid. The discontinuation of Leverage Ratio reporting to DoR and Table 34 to Regional Offices reduces duplication, but banks must ensure they still report to DoS (Leverage Ratio) and DSIM via CISBI (Table 34). This is part of RBI's broader push to streamline regulatory compliance and reduce manual submissions.

Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.

What banks were required to do at the time

Who it affects

All Scheduled Commercial Banks (excluding LABs and RRBs for Leverage Ratio; excluding LABs and RRBs for some Annex 1 returns), All Regional Rural Banks (for Annex 1 returns where applicable), All Payments Banks (for Annex 1 returns where applicable), All Small Finance Banks (for Annex 1 returns where applicable), All Local Area Banks (for Annex 1 returns where applicable), All Primary Urban Cooperative Banks (for Annex 1 returns where applicable), All State Cooperative Banks (for Annex 1 returns and Table 34), All District Central Cooperative Banks (for Annex 1 returns and Table 34)

❓ Common questions

Regulatory timeline

Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).

When will the online filing for Annex 1 returns start?

RBI has not yet announced the exact date; it will be notified in due course. Until then, continue submitting returns as currently done.

Do we need to stop reporting Leverage Ratio entirely?

No. You must stop reporting it to DoR from quarter ended March 2022, but continue reporting to the Department of Supervision (DoS) as before.

Which returns are discontinued for submission to DoR?

Two returns: Leverage Ratio reporting (for SCBs excluding LABs and RRBs) and Table 34 (for StCBs/DCCBs). Both are redirected to other departments.

📜 This document’s life story (1 recorded event, each backed by RBI’s own words)
Repealed by RBI/2025-26/100 — Consolidation of Regulations — Withdrawal of circulars (28 Nov 2025)
RBI’s words: “Official withdrawal register entry #265: DoR.RRA.88/01.01.101/2021-22 — "Regulations Review Authority (RRA 2.0) - Interim Recommendations - Discontinuation / Merger / Online Submission of Returns" dat”
📜 Read the original circular — full text as issued by RBI
RBI/2021-22/168 DoR.RRA.88/01.01.101/2021-22 February 18, 2022 All Scheduled Commercial Banks All Regional Rural Banks All Payments Banks All Small Finance Banks All Local Area Banks All Primary Urban Cooperative Banks All State Cooperative Banks All District Central Cooperative Banks [As applicable] Madam / Dear Sir, Regulations Review Authority (RRA 2.0) – Interim Recommendations – Discontinuation/Merger/Online Submission of Returns Please refer to the Press Release dated February 18, 2022 issued on the captioned subject. 2. As part of the implementation of the interim recommendations of the RRA 2.0, it is proposed to convert the paper based/ e-mail-based returns listed in the Annex 1 to online filing. The exact date of online filing of the returns listed in the Annex 1 would be notified in due course. Till such time, the returns may continue to be submitted as hitherto. 3. Further, banks are advised to discontinue submission of returns as mentioned in Annex 2 . Yours faithfully, (Neeraj Nigam) Chief General Manager-in-Charge Encl: As above Annex – 1 List of Returns to be converted into Online submission S.No
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2021-22/168 · issued 18 Feb 2022. The plain-English explanation above is BankPulse’s own independent summary.
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Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12240&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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