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Lead Bank Responsibility for New Tamil Nadu District

Current · Source: Reserve Bank of India · RBI/2021-22/22 · issued 20 Apr 2021 · ~1 min read
Quick answerRBI assigns Indian Overseas Bank as lead bank for the newly formed Mayiladuthurai district in Tamil Nadu, effective April 20, 2021. No changes to other districts.
The rule, in the simplest words
How it plays out — a real example

Ramesh Kumar, a credit officer at a private bank in Mayiladuthurai, updates his system with the new district code "00Q" and includes it in the daily BSR upload. He then sends a friendly email to the lead‑bank team at Indian Overseas Bank to discuss the upcoming micro‑loan plan for local farmers.

What changed

RBI assigned Indian Overseas Bank as the lead bank for the newly created Mayiladuthurai district, carved from Nagapattinam. A new district working code '00Q' was allotted for BSR reporting. Lead bank responsibilities for other districts remain unchanged.

What it means for you

Banks operating in Mayiladuthurai must now coordinate with Indian Overseas Bank for lead bank functions like credit planning and financial inclusion. The new working code '00Q' must be used in BSR returns for transactions in this district. No operational changes for other Tamil Nadu districts.

What you must do

Who it affects

All banks operating in Tamil Nadu, Indian Overseas Bank (as lead bank for Mayiladuthurai), Banks submitting BSR returns

❓ Common questions

Regulatory timeline

Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).

What is the new district working code for Mayiladuthurai?

The code is '00Q' (to be read as zero zero Q), as per RBI notification.

Does this affect lead bank responsibilities for other Tamil Nadu districts?

No, there is no change for the erstwhile district or any other district in the state.

📜 Read the original circular — full text as issued by RBI
RBI/2021-22/22 FIDD.CO.LBS.BC.No.09/02.08.001/2021-22 April 20, 2021 The Chairmen / Managing Directors & Chief Executive Officers All Lead Banks Madam/ Dear Sir, Formation of new district in the State of Tamil Nadu – Assignment of Lead Bank Responsibility The Government of Tamil Nadu vide Gazette Notifications G.O.Ms. No.797 dated December 28, 2020 had notified the formation of a new district in the State of Tamil Nadu. It has been decided to assign the lead bank responsibility of the new district as under: Sr No
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2021-22/22 · issued 20 Apr 2021. The plain-English explanation above is BankPulse’s own independent summary.
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Who does what — compliance checklist
💻 IT / Systems
  • Update internal systems with new district working code '00Q' for Mayiladuthurai.
📜 Compliance
  • Ensure BSR reporting for Mayiladuthurai transactions uses the new code.
  • Liaise with Indian Overseas Bank for lead bank activities in the new district.
  • Verify no changes are needed for other Tamil Nadu district codes.
Grouped from the action items above — a single circular may involve more than one team.
Worked example & action-note template

Example: if you are an IT/Systems lead at a bank this circular applies to (All banks operating in Tamil Nadu, Indian Overseas Bank (as lead bank for Mayiladuthurai), Banks submitting BSR returns), your first concrete step on “Lead Bank Responsibility for New Tamil Nadu District” is: “Update internal systems with new district working code '00Q' for Mayiladuthurai.” (RBI issued this 20 Apr 2021).

  1. Circular: RBI/2021-22/22 -- Lead Bank Responsibility for New Tamil Nadu District
  2. Issued: 20 Apr 2021
  3. Action required: Update internal systems with new district working code '00Q' for Mayiladuthurai.
  4. Action required: Ensure BSR reporting for Mayiladuthurai transactions uses the new code.
  5. Action required: Liaise with Indian Overseas Bank for lead bank activities in the new district.
  6. Action required: Verify no changes are needed for other Tamil Nadu district codes.
  7. Owner: ____________ Target date: ____________
  8. Board/committee approval needed? Y / N
  9. Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.

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BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly).
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12076&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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