Current · Source: Reserve Bank of India · RBI/2022-23/138 · issued 17 Nov 2022 · ~2 min read
Quick answerRBI has assigned lead bank responsibility for four new districts in Nagaland—Tseminyu, Niuland, Chumoukedima, and Shamator—to SBI (three) and Bank of Baroda (one). New district working codes for BSR reporting are also issued.
The rule, in the simplest words
RBI (the central bank of India) told banks that four new districts in Nagaland (Tseminyu, Niuland, Chumoukedima, Shamator) now have a lead bank (the main bank that helps with loans and savings in that area).
State Bank of India is the lead bank for three new districts: Tseminyu, Niuland, and Shamator. Bank of Baroda is the lead bank for Chumoukedima.
Banks must use new district working codes (01K, 01L, 01M, 01N) when they report their data to RBI (called BSR reporting).
Banks with branches in the old districts (Kohima, Dimapur, Medziphema, Tuensang, Kiphire) must update their records and reporting to match the new districts.
How it plays out — a real example
A payments & clearing officer in Dimapur, Nagaland, checks her branch's BSR report and sees the new district codes (01K, 01L, 01M, 01N). She updates her system so that loans given in the new Chumoukedima district are reported under code 01M, not the old Dimapur code, ensuring the lead bank (Bank of Baroda) can track credit and financial inclusion correctly.
What changed
The Government of Nagaland created four new districts via gazette notifications in December 2021 and January 2022. RBI has now designated lead banks for these districts: State Bank of India for Tseminyu, Niuland, and Shamator; Bank of Baroda for Chumoukedima. New district working codes (01K, 01L, 01M, 01N) have been allotted for BSR reporting. Lead banks for other districts in Nagaland remain unchanged.
What it means for you
Banks operating in Nagaland must update their branch mapping and BSR reporting to reflect the new district codes. The lead banks assigned will coordinate credit and financial inclusion efforts in these new districts. Lenders with branches in the affected erstwhile districts (Kohima, Dimapur, Medziphema, Tuensang, Kiphire) need to realign their administrative and reporting structures.
What you must do
Update internal systems with new district working codes (01K, 01L, 01M, 01N) for BSR reporting.
Ensure branches in new districts align with the assigned lead bank for coordination.
Review and adjust any district-level credit plans or financial inclusion targets to cover the new districts.
Communicate changes to branch managers and compliance teams in Nagaland.
Who it affects
Lead banks in Nagaland (SBI and Bank of Baroda), All banks with branches in Kohima, Dimapur, Medziphema, Tuensang, and Kiphire districts, Banks reporting BSR data for Nagaland
❓ Common questions
Which banks are the new lead banks for the four new districts?
State Bank of India is lead bank for Tseminyu, Niuland, and Shamator. Bank of Baroda is lead bank for Chumoukedima.
What are the new district working codes for BSR reporting?
The codes are: Tseminyu (01K), Niuland (01L), Chumoukedima (01M), and Shamator (01N).
Do lead banks for other districts in Nagaland change?
No, there is no change in lead banks for the other districts in the state.
📜 Read the original circular — full text as issued by RBI
RBI/2022-23/138
FIDD.CO.LBS.BC.No.12/02.08.001/2022-23
November 17, 2022
The Chairman / Managing Director & Chief Executive Officer
Lead Banks Concerned
Madam/ Dear Sir,
Formation of new districts in the State of Nagaland –
Assignment of Lead Bank Responsibility
The Government of Nagaland has notified formation of four new districts in the state of Nagaland vide Gazette Notifications No. NO.GAB-I/COM/DIST.ADMIN/2019 (Pt-1)/116, 117 and 118, all dated December 20, 2021 and Gazette Notification No NO.GAB-I/COM/DIST.ADMIN/2019 (Pt-1) dated January 20, 2022. Accordingly, it has been decided to designate Lead Banks of the new districts as below:
Sr No
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2022-23/138 · issued 17 Nov 2022. The plain-English explanation above is BankPulse’s own independent summary.
Ensure branches in new districts align with the assigned lead bank for coordination.
Communicate changes to branch managers and compliance teams in Nagaland.
💻 IT / Systems
Update internal systems with new district working codes (01K, 01L, 01M, 01N) for BSR reporting.
📜 Compliance
Review and adjust any district-level credit plans or financial inclusion targets to cover the new districts.
Grouped from the action items above — a single circular may involve more than one team.
Worked example & action-note template
Example: if you are an IT/Systems lead at a bank this circular applies to (Lead banks in Nagaland (SBI and Bank of Baroda), All banks with branches in Kohima, Dimapur, Medziphema, Tuensang, and Kiphire districts, Banks reporting BSR data for Nagaland), your first concrete step on “Nagaland New Districts: Lead Bank Assignments” is: “Update internal systems with new district working codes (01K, 01L, 01M, 01N) for BSR reporting.” (RBI issued this 17 Nov 2022).
Circular: RBI/2022-23/138 -- Nagaland New Districts: Lead Bank Assignments
Issued: 17 Nov 2022
Action required: Update internal systems with new district working codes (01K, 01L, 01M, 01N) for BSR reporting.
Action required: Ensure branches in new districts align with the assigned lead bank for coordination.
Action required: Review and adjust any district-level credit plans or financial inclusion targets to cover the new districts.
Action required: Communicate changes to branch managers and compliance teams in Nagaland.
Owner: ____________ Target date: ____________
Board/committee approval needed? Y / N
Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.
💬 Banker Discussion
Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.
BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12410&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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