HomeCirculars › RBI/2022-23/60

IES Extension Clarified for PLI Beneficiaries

Live · in forceNo withdrawal recorded as of 19 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
⏱ ~2 min read
Quick answerRBI clarifies that exporters availing PLI benefits can still claim Interest Equalization Scheme (IES) for other product segments. Banks must obtain a new self-declaration from exporters, effective retroactively from October 1, 2021.

What changed

Previously, the extended IES was not available to any beneficiary of a Production Linked Incentive (PLI) scheme. Now, the government has clarified that such exporters can still get IES benefits for segments not covered by their PLI claim. Banks must collect a self-declaration from exporters in the prescribed format, effective from October 1, 2021.

What it means for you

Banks can now extend IES benefits to PLI beneficiaries for non-PLI product segments, expanding the eligible exporter base. This requires updating internal IES processing systems to verify the self-declaration and ensure compliance. The retroactive effective date means banks may need to process claims for past periods from October 1, 2021.

What you must do

Who it affects

All Scheduled Commercial Banks (excluding RRBs), Small Finance Banks, Primary (Urban) Cooperative Banks, State Cooperative Banks with AD Category-I license, Exim Bank, Exporters availing IES and PLI schemes

Can an exporter who gets PLI benefits for one product still claim IES for another product?

Yes, as per the government clarification, the extended IES is available for segments other than the one for which PLI benefits are availed.

What document must banks obtain from exporters under this circular?

Banks must obtain a Self-Declaration from exporters in the format given in the annex, confirming they are not availing PLI for the same segment covered by the IES application.

From when is this clarification effective?

The provisions are deemed effective from October 1, 2021, meaning banks should apply this rule to claims from that date onward.

Track this rule
⏳ How this rule evolved — History Map →Full RBI rulebook crosswalk →
Official source: RBI/2022-23/60 on rbi.org.in ↗
AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · published · 19 Jun 2026, 09:30 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12327&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.