Lead Bank Rejig for Andhra Pradesh's 13 New Districts
Current · Source: Reserve Bank of India · RBI/2022-23/85 · issued 07 Jul 2022 · ~2 min read
Quick answerRBI has assigned lead bank responsibility for 13 new districts in Andhra Pradesh, with Union Bank of India taking charge of 10 districts, State Bank of India for 2, and Canara Bank for 1. New district working codes have been issued for BSR reporting.
The rule, in the simplest words
Andhra Pradesh made 13 new districts (areas of the state).
RBI (the central bank of India) picked one lead bank (main bank) for each new district.
Union Bank of India is the lead bank for 10 districts, State Bank of India for 2, and Canara Bank for 1.
Every bank must use new district codes (special numbers) when reporting to RBI.
Banks must update their computer systems with the new district names and codes.
How it plays out — a real example
A payments & clearing officer in Guntur logs into her bank's system and sees the new district 'Palnadu' listed. She updates her branch's catchment area to match the new boundaries, then checks that her BSR report (a monthly report to RBI) uses the correct working code for Palnadu, not the old Guntur code. This keeps her bank's data accurate and avoids a penalty.
What changed
Following the Andhra Pradesh government's notification creating 13 new districts, RBI has designated lead banks for each. Union Bank of India gets lead for 10 districts (Alluri Sitharama Raju, Anakapalli, Bapatla, Eluru, Kakinada, Konaseema, Nandyal, NTR, Palnadu, Tirupati), State Bank of India for 2 (Annamayya, Parvathipuram Manyam), and Canara Bank for 1 (Sri Sathya Sai). New district working codes have been allotted for BSR reporting.
What it means for you
Banks operating in Andhra Pradesh must update their branch mapping and reporting systems to reflect the new district boundaries and lead bank assignments. The lead banks will coordinate district-level credit planning and financial inclusion efforts. Lenders should align their BSR submissions with the new working codes to avoid reporting discrepancies.
What you must do
Update internal systems with new district boundaries and working codes for Andhra Pradesh branches.
Ensure BSR reports use the newly assigned district working codes for accurate regulatory reporting.
Coordinate with the designated lead bank in each new district for credit planning and financial inclusion activities.
Review branch catchment areas to align with the revised district structure.
Who it affects
All banks with branches in Andhra Pradesh, Lead banks assigned to new districts (Union Bank of India, State Bank of India, Canara Bank), Banks submitting BSR returns for Andhra Pradesh districts
❓ Common questions
Which bank has been assigned the most lead bank responsibilities in the new Andhra Pradesh districts?
Union Bank of India has been assigned lead bank responsibility for 9 of the 13 new districts, including Alluri Sitharama Raju, Anakapalli, Bapatla, Eluru, Kakinada, Konaseema, Nandyal, NTR, Palnadu, and Tirupati.
Do the lead bank assignments affect existing districts in Andhra Pradesh?
No, there is no change in the lead banks for other districts in the state that were not part of the reorganization.
What is the purpose of the new district working codes?
The new district working codes have been allotted for BSR (Basic Statistical Returns) reporting by banks, ensuring accurate classification of branches and credit data under the new district structure.
📜 Read the original circular — full text as issued by RBI
RBI/2022-23/85
FIDD.CO.LBS.BC.No.8/02.08.001/2022-23
July 07, 2022
The Chairman / Managing Director & Chief Executive Officer
Lead Banks Concerned
Madam/ Dear Sir,
Formation of new districts in the State of Andhra Pradesh –
Assignment of Lead Bank Responsibility
The Government of Andhra Pradesh has notified formation of 13 new districts in the State of Andhra Pradesh vide Gazette Notifications No.472-497 dated April 03, 2022. Accordingly, it has been decided to designate Lead Banks of the new districts as below:
Sr No
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2022-23/85 · issued 07 Jul 2022. The plain-English explanation above is BankPulse’s own independent summary.
Update internal systems with new district boundaries and working codes for Andhra Pradesh branches.
Review branch catchment areas to align with the revised district structure.
📜 Compliance
Ensure BSR reports use the newly assigned district working codes for accurate regulatory reporting.
Coordinate with the designated lead bank in each new district for credit planning and financial inclusion activities.
Grouped from the action items above — a single circular may involve more than one team.
Worked example & action-note template
Example: if you are a Branch Manager at a bank this circular applies to (All banks with branches in Andhra Pradesh, Lead banks assigned to new districts (Union Bank of India, State Bank of India, Canara Bank), Banks submitting BSR returns for Andhra Pradesh districts), your first concrete step on “Lead Bank Rejig for Andhra Pradesh's 13 New Districts” is: “Update internal systems with new district boundaries and working codes for Andhra Pradesh branches.” (RBI issued this 07 Jul 2022).
Circular: RBI/2022-23/85 -- Lead Bank Rejig for Andhra Pradesh's 13 New Districts
Issued: 07 Jul 2022
Action required: Update internal systems with new district boundaries and working codes for Andhra Pradesh branches.
Action required: Ensure BSR reports use the newly assigned district working codes for accurate regulatory reporting.
Action required: Coordinate with the designated lead bank in each new district for credit planning and financial inclusion activities.
Action required: Review branch catchment areas to align with the revised district structure.
Owner: ____________ Target date: ____________
Board/committee approval needed? Y / N
Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.
💬 Banker Discussion
Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.
BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12353&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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