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Assam District Mergers: Lead Bank Roles Stay with Original Banks

Live · in forceNo withdrawal recorded as of 19 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
⏱ ~2 min read
Quick answerRBI confirms that after Assam's merger of Biswanath, Hojai, and Bajali districts into Sonitpur, Nagaon, and Barpeta, the existing lead banks (UCO Bank, Punjab National Bank, UCO Bank) retain responsibility for the undivided districts including merged areas.

What changed

The Government of Assam merged Biswanath, Hojai, and Bajali districts back into their original undivided districts of Sonitpur, Nagaon, and Barpeta respectively, effective December 31, 2022. RBI has now clarified that the lead bank responsibility for these undivided districts remains unchanged, with UCO Bank handling Sonitpur (including Biswanath) and Barpeta (including Bajali), and Punjab National Bank handling Nagaon (including Hojai).

What it means for you

For banks operating in Assam, this means no new lead bank assignments or disruptions in district-level coordination. The existing lead banks must continue their financial inclusion, credit planning, and developmental roles across the expanded district boundaries. Other districts' lead bank arrangements remain unaffected, ensuring stability in rural banking operations.

What you must do

Who it affects

Lead banks in Assam (UCO Bank, Punjab National Bank), Banks with branches in Sonitpur, Nagaon, and Barpeta districts, State Level Bankers' Committee (SLBC) Assam

Which districts are affected by this merger?

Biswanath merged into Sonitpur, Hojai into Nagaon, and Bajali into Barpeta. Only these three districts are impacted.

Do lead banks change for any district in Assam?

No. The existing lead banks—UCO Bank for Sonitpur and Barpeta, and Punjab National Bank for Nagaon—continue with the same responsibility for the undivided districts including merged areas.

What should banks do if they have branches in the merged districts?

Continue reporting and coordinating with the lead bank of the original undivided district. No new lead bank assignment is needed.

Track this rule
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Official source: RBI/2023-24/22 on rbi.org.in ↗
AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · published · 19 Jun 2026, 07:46 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12495&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.