What changed
The RBI has amended the capital adequacy norms for commercial banks by deleting Paragraph 78 under 'Chapter IV – Risk weighted assets (RWAs)'. The amendment is a result of a review following the issuance of the Reserve Bank of India (Commercial Banks – Concentration Risk Management) Amendment Directions, 2025. The change will come into effect from January 1, 2026.
What it means for you
The amendment deletes Paragraph 78 under Chapter IV – Risk weighted assets (RWAs); this deletion becomes effective on 1 January 2026.
What you must do
- Review the amended capital adequacy norms
- Assess the impact on your bank's capital requirements
- Update your risk management practices accordingly
Who it affects
Commercial banks
Regulatory timeline
- Published by RBI 06 Jul 2026, 07:46 IST
- Stated effective date effective January 1, 2026
Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).
What is the effective date of the amendment?
January 1, 2026
What is the purpose of the amendment?
Deletion of Paragraph 78 under Chapter IV – Risk weighted assets (RWAs)
Which paragraph has been deleted?
Paragraph 78 under 'Chapter IV – Risk weighted assets (RWAs)'