HomeCirculars › RBI/2025-26/88

Merchanting Trade Transactions

Live · in forceNo withdrawal recorded as of 19 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Quick answerRBI increases foreign exchange outlay time for merchanting trade to 6 months.

What changed

The Reserve Bank of India has increased the time period for outlay of foreign exchange in merchanting trade transactions from 4 to 6 months. The overall period for completing the transaction remains 9 months. The change aims to help merchanting traders manage their transactions more efficiently.

What it means for you

This change will provide more flexibility to merchanting traders in managing their foreign exchange outlays. It may also lead to increased trade volumes and better cash flow management for these traders. Banks will need to update their systems and processes to reflect the new time period.

What you must do

Who it affects

Authorised Dealer Category-I Banks, Merchanting traders, Exporters and importers

What is the new time period for outlay of foreign exchange?

6 months

Has the overall period for completing the transaction changed?

No, it remains 9 months

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Official source: RBI/2025-26/88 on rbi.org.in ↗
AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · published · 19 Jun 2026, 04:02 IST