HomeCirculars › RBI/2025-26/91

RBI Allows Investment in Non-Convertible Debentures/Bonds for Special Rupee Vostro Accounts

Live · in forceNo withdrawal recorded as of 19 Jun 2026. Reviewed by Vikram Jain; always verify against the official RBI source below.
Quick answerRBI allows AD banks to permit investment of surplus balances in Special Rupee Vostro Accounts in non-convertible debentures/bonds and commercial papers issued by Indian companies.

What changed

['RBI has issued a new instruction allowing AD banks to permit investment of surplus balances in Special Rupee Vostro Accounts in non-convertible debentures/bonds and commercial papers issued by Indian companies.', 'This instruction is applicable with immediate effect.', 'AD banks are required to bring the contents of this circular to the notice of their constituents and customers concerned.']

What it means for you

['This change allows AD banks to offer their customers a wider range of investment options for their surplus balances in Special Rupee Vostro Accounts.', 'It also provides an opportunity for Indian companies to raise funds through the issue of non-convertible debentures/bonds and commercial papers.']

What you must do

Who it affects

AD banks, Their constituents and customers, Indian companies issuing non-convertible debentures/bonds and commercial papers

What is the purpose of this circular?

The purpose of this circular is to allow AD banks to permit investment of surplus balances in Special Rupee Vostro Accounts in non-convertible debentures/bonds and commercial papers issued by Indian companies.

What is the effective date of this instruction?

This instruction is applicable with immediate effect.

What are the implications of this circular for AD banks?

AD banks must bring the contents of this circular to the notice of their constituents and customers concerned.

Track this rule
⏳ How this rule evolved — History Map →Full RBI rulebook crosswalk →
Official source: RBI/2025-26/91 on rbi.org.in ↗
AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · published · 19 Jun 2026, 04:02 IST