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Must an authorised dealer bank still report rupee accounts of non-resident banks to RBI?

Short answer

No. RBI dropped those reporting duties with immediate effect on 2 September 2026. Every other approval your bank needs still stands.

For bankers and for bank customers in India. Written 20 September 2026.

A person has read and confirmed the rule page this answer rests on. That is why it is published.

UR

What the rule says

RBI has dropped the reporting duties named in this circular.Deposits and Accounts – Accounts of Non-resident banks · Para 2 · dated Sep 02, 2026 · Read it on the RBI website

The change applies with immediate effect.Deposits and Accounts – Accounts of Non-resident banks · Para 2 · dated Sep 02, 2026 · Read it on the RBI website

RBI took this decision after a review.Deposits and Accounts – Accounts of Non-resident banks · Para 2 · dated Sep 02, 2026 · Read it on the RBI website

RBI issued this direction under the Foreign Exchange Management Act, 1999.Deposits and Accounts – Accounts of Non-resident banks · Para 3 · dated Sep 02, 2026 · Read it on the RBI website

It rests on sections 10(4) and 11(1) of that Act.Deposits and Accounts – Accounts of Non-resident banks · Para 3 · dated Sep 02, 2026 · Read it on the RBI website

Approvals needed under any other law are not affected.Deposits and Accounts – Accounts of Non-resident banks · Para 3 · dated Sep 02, 2026 · Read it on the RBI website

What this means for you

  • Your bank can stop these reports from 2 September 2026.
  • RBI gave the relief at once, so nothing is phased in.
  • Every approval your bank holds under any other law still stands.

What RBI does not decide

  • Whether your bank keeps this information for its own use.
  • What your own foreign exchange policy should say after this change.
  • Who inside the bank signs off that change.

Watch out for

  • This circular is addressed to authorised dealer banks.
  • Dropping a report does not change the rules on these accounts.
  • Read the original circular before you change your internal process.

Where this answer comes from

Every point above rests on one of these documents. BankPulse does not copy their words. It reads them and writes the meaning in plain English, and points you at the paragraph.

Deposits and Accounts – Accounts of Non-resident banks

Dated Sep 02, 2026 · Paragraphs used: Para 2, Para 3

Read it in plain English on BankPulse · Read the original on the RBI website

Checked today. On 21 September 2026, 12:09 PM IST BankPulse checked three things. That every document behind this answer is still there. That its words have not changed. That every paragraph named above still exists.

The check runs every day. See what was checked.

People also ask this as

  • Is the yearly January return on non-resident bank accounts still needed?
  • Has RBI withdrawn the overdrawal report on non-resident bank accounts?
  • Non-resident bank account reporting to RBI withdrawn
  • Rupee accounts of non-resident banks reporting requirement

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How to cite this page. BankPulse Answers, bankpulse.ai. Question: Must an authorised dealer bank still report rupee accounts of non-resident banks to RBI?. Address: https://bankpulse.ai/answers/must-an-authorised-dealer-bank-report-non-resident-bank-accounts. Read on 21 September 2026.

BankPulse is not the Reserve Bank of India and has no agreement with it. Every source above is linked so you can read the original yourself.

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