Tools
20 tools. Each works from official RBI documents.
Find rules
Which rule names my product?
Every rule point that names a product, product by product. Gold loan, housing loan, credit card and more.
Pick a product →Your desk
Pick the institution you work in and the desk you sit on. See the rules that reach you, and every other RBI document issued for the same desk. Your choice stays on your own device.
Set your desk →My view
Pick your bank type and role once. The library then shows only what applies to you.
Set my view →RBI watch
What replaced what
Which RBI rule replaced which older rule, and from when. Each row names the paragraph inside the new rule that closes the old one.
Stop citing dead rules →Penalty tracker
RBI penalties with amounts and reasons, each linked to the press release.
Track penalties →RBI consultations closing soon
Every RBI draft still open for comment, with the closing date and days left.
See what is open →Check a document
Check my policy for old circulars
Paste a policy, manual or audit note. See every RBI circular number in it and which ones RBI has withdrawn, with the date and the notice. Nothing leaves your browser.
Check a policy →Where did my circular go?
Type an old circular number and see whether RBI withdrew it, in the 28 Nov 2025 clean-up or the 31 Jul 2026 one. Covers 10,007 numbers.
Look up a circular →Rates and EMI
Rates reckoner
Policy rates, PSL targets and key limits on one card, from RBI's own pages.
Open the reckoner →FD rates by tenure
Fixed deposit rates by tenure, taken directly from each bank's own website with the bank's effective date.
See FD rates →EMI calculator
Type or slide the loan amount, the months and the yearly rate. See the EMI, the total interest and the full month by month repayment schedule. Nothing you type leaves your browser.
Calculate my EMI →Dates
Bank holidays
Every state's bank holidays, copied from the Reserve Bank list and checked every morning. Long weekends too.
See holidays →Readiness checks
Model risk readiness check
Forty checks against RBI's draft model risk guidance, plus an inventory builder, tiering calculator, vendor checklist and printable report. Your answers stay in your browser.
Check your readiness →Agentic AI readiness check
Twenty checks for a bank or NBFC putting AI agents to work: who owns the agent, what it may do alone, the person in the loop, records, data access, vendors and incidents. Each check names the document behind it and whether it is a rule, a draft or a report.
Check your readiness →Board and career
Board note packs
A one-page brief for each bank type: must-reads, deadlines and recent changes.
Get a board note →Weekly quiz
Ten questions from the rules published this week. Tap a question to see the answer.
Take the quiz →