HomeCirculars › RBI/2025-26/28

RBI mandates .bank.in domain migration by Oct 31, 2025

Current · Source: Reserve Bank of India · RBI/2025-26/28 · issued 22 Apr 2025 · ~1 min read
Quick answerRBI has directed all commercial and co-operative banks to migrate their existing internet domains to the exclusive '.bank.in' domain by October 31, 2025, to combat digital payment fraud and strengthen cybersecurity. IDRBT will act as the registrar for this domain.
The rule, in the simplest words
How it plays out — a real example

Riya, a branch manager in Mumbai, sees her bank’s new website address ending in .bank.in. She tells customers that this change means the site is verified and safe from phishing (tricking people into giving away passwords). She also updates the bank’s email templates to use the new domain.

What changed

RBI has operationalised the '.bank.in' domain for banks, with IDRBT appointed as the exclusive registrar under NIXI and MeitY. Banks must now migrate from their current domains to '.bank.in' and complete the process no later than October 31, 2025.

What it means for you

This move aims to reduce phishing and spoofing attacks by giving banks a verified, exclusive domain. Banks will need to coordinate with IDRBT for registration and migration, which may involve technical changes to websites, email systems, and customer communication channels. Non-compliance by the deadline could expose banks to regulatory action.

What you must do

Who it affects

All Commercial Banks, All Primary (Urban) Co-operative Banks, All State Co-operative Banks, All District Central Co-operative Banks

❓ Common questions

What is the deadline for migrating to the .bank.in domain?

All banks must complete the migration by October 31, 2025, as per the RBI circular dated April 22, 2025.

Who should banks contact for the domain registration process?

Banks should contact IDRBT at [email protected], which has been authorised as the exclusive registrar for the .bank.in domain.

Why is RBI introducing the .bank.in domain?

To combat increased fraud in digital payments and enhance cybersecurity, thereby boosting public trust in digital banking systems.

📜 Read the original circular — full text as issued by RBI
RBI/2025-26/28 CO.DIT.DCD.No.S81/01-71-110/2025-26 April 22, 2025 All Commercial Banks All Primary (Urban) Co-operative Banks All State Co-operative Banks and District Central Co-operative Banks Dear Sir/Madam, Circular - Migration to '.bank.in' domain Please refer to para 4 of the Statement on Developmental and Regulatory Policies dated February 7, 2025 , on "Enhancing Trust in the Financial Sector through 'bank.in' and 'fin.in' domains" wherein the introduction of exclusive Internet Domain, ‘.bank.in’ for banks to combat the increased instances of fraud in digital payments was announced. This initiative is aimed at strengthening the cybersecurity framework and enhancing public confidence in digital banking and payment systems. 2. It has now been decided to operationalise the ‘. bank.in’ domain for banks through the Institute for Development and Research in Banking Technology (IDRBT), which has been authorised by National Internet Exchange of India (NIXI), under the aegis of the Ministry of Electronics and Information Technology (MeitY), to serve as the exclusive registrar for this domain. Banks may contact IDRBT at [email protected] to initiate the registration process. IDRBT shall guide the banks on various aspects related to application process and migration to new domain. 3. All banks are advised to commence the migration of their existing domains to the ‘.bank.in’ domain and complete the process at the earliest and in any case, not later than October 31, 2025. Yours faithfully, (Shailendra Trivedi) Chief General Manager-in-Charge
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2025-26/28 · issued 22 Apr 2025. The plain-English explanation above is BankPulse’s own independent summary.
🧰 Tools — save, print, templates & related
Topics: Co-operative Banks
Key dataSee the live numbers behind this topic: RBI Penalty Tracker, NPA / Asset-Quality Tracker — updated from official RBI data.
Key termsPlain-English definitions of terms in this circular — see the full Indian banking glossary. KYC / AML · Gross NPA (GNPA) · Deposit insurance (DICGC) · Scheduled Commercial Bank (SCB)
Who does what — compliance checklist
🏦 Branch Manager
  • Update all customer-facing digital channels, email systems, and internal links to reflect the new domain.
📜 Compliance
  • Contact IDRBT at [email protected] immediately to initiate the domain registration process.
  • Plan and execute migration of all existing bank domains to the '.bank.in' domain before October 31, 2025.
  • Communicate the domain change to customers well in advance to prevent confusion or phishing risks.
Grouped from the action items above — a single circular may involve more than one team.
Worked example & action-note template

Example: if you are a Compliance officer at a bank this circular applies to (All Commercial Banks, All Primary (Urban) Co-operative Banks, All State Co-operative Banks, All District Central Co-operative Banks), your first concrete step on “RBI mandates .bank.in domain migration by Oct 31, 2025” is: “Contact IDRBT at [email protected] immediately to initiate the domain registration process.” (RBI issued this 22 Apr 2025).

  1. Circular: RBI/2025-26/28 -- RBI mandates .bank.in domain migration by Oct 31, 2025
  2. Issued: 22 Apr 2025
  3. Action required: Contact IDRBT at [email protected] immediately to initiate the domain registration process.
  4. Action required: Plan and execute migration of all existing bank domains to the '.bank.in' domain before October 31, 2025.
  5. Action required: Update all customer-facing digital channels, email systems, and internal links to reflect the new domain.
  6. Action required: Communicate the domain change to customers well in advance to prevent confusion or phishing risks.
  7. Owner: ____________ Target date: ____________
  8. Board/committee approval needed? Y / N
  9. Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.

💬 Banker Discussion

Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.

Loading comments…
BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly).
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12837&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
Public beta — plain-English informational summaries. Always verify against the official RBI source (circular number cited on every page) before making compliance, credit, treasury, audit, or operational decisions. · Join our WhatsApp channel ↗