RBI penalty tracker
Penalties by entity type
RBI penalties tracked split by the type of regulated entity — co-operative banks, commercial banks and NBFCs / finance companies. Classification is by entity name; the same breakdown is in the JSON feed.
New to these categories? Read the plain-English explainers: co-operative banks (glossary) · scheduled commercial banks · NBFCs / finance companies (glossary) · small finance banks · payments banks · regional rural banks · local area banks · the full Indian banking glossary.
Every entity type above is one branch of the RBI’s regulated bank/lender classes — see them grouped in one place in the bank-type glossary family · the full Indian banking glossary
Most-penalised entities (last 12 months)
Regulated entities with the most RBI penalty actions tracked over the trailing 12 months, ranked by number of actions; the disclosed total only counts orders whose headline states an amount, so a — means the amount was not stated in the headline. Same data in the JSON feed (most_penalised_12m). Always read the official RBI order.
Penalties by compliance theme
A heuristic grouping of tracked RBI penalties by the broad compliance area cited — KYC/AML, IRAC / asset classification, exposure & credit norms, deposit & customer rules, governance & reporting and digital payments. Themes are inferred from the press-release headline; a single RBI order often cites multiple provisions, and items where the headline states no specific area are shown as unclassified. The same breakdown is in the JSON feed. Always read the official RBI order for the exact provisions.
New to these compliance themes? Read the plain-English explainers: KYC / AML (glossary) · IRAC / asset classification · exposure & credit norms · the full Indian banking glossary.
Penalty momentum — month over month
BLUF: In Jun 2026, BankPulse tracked 6 RBI penalties, up 6 from the prior month. The table shows the month-over-month change in penalty count across the rolling six months. Figures mirror the JSON feed (monthly_trend_6m); months with no tracked penalty show as zero so the six-month window is complete.
Top 5 most-penalised entities (last 12 months)
The five regulated entities with the most RBI penalty actions tracked over the trailing 12 months. Full ranking in the most-penalised table and the JSON feed (most_penalised_12m).
Last 6 months at a glance
BLUF: Over the last 6 months (Jan 2026 – Jun 2026), BankPulse tracked 6 RBI penalties (no headline amounts disclosed). Months with no tracked penalty show as zero so the six-month window is complete; figures mirror the JSON feed (monthly_trend_6m).
Penalties by entity type — last 6 months
RBI penalty actions in each of the last six months (Jan 2026 – Jun 2026), split by regulated-entity type. The sparkline traces the monthly count; each month cell shows the count and, where the RBI headline disclosed a figure, the disclosed total. Figures mirror the JSON feed (entity_type_sparkline_6m).
Monthly penalty trend
RBI penalties tracked per month (count and disclosed total). The chart is a visual summary; the data table below carries the same numbers for accessibility and AI answer engines.
Penalties by financial year
RBI penalty cadence grouped by Indian financial year (1 April–31 March). The same per-FY counts are in the JSON feed (by_financial_year). Click a column heading to sort.
| Financial year ↕ | Penalties ↕ | Disclosed total ↕ |
|---|---|---|
| FY2026-27 | 6 | Not disclosed |
All tracked penalties
6 penalties, newest first (same order as the JSON feed). Click a column heading to sort.
| Regulated entity ↕ | Announced ↕ | RBI FY ↕ | Penalty amount ↕ | Official source |
|---|---|---|---|---|
| Wardha District Ashirwad Mahila Nagari Sahakari Bank Maryadit, Hinganghat, Maharashtra | Thu, 18 Jun 2026 | FY2026-27 | Not disclosed | RBI source |
| The Chitradurga District Co-operative Central Bank Ltd., Chitradurga, Karnataka | Thu, 18 Jun 2026 | FY2026-27 | Not disclosed | RBI source |
| Navapur Mercantile Co-operative Bank Ltd., Nandurbar, Maharashtra | Thu, 18 Jun 2026 | FY2026-27 | Not disclosed | RBI source |
| Sarvodaya Commercial Co-operative Bank Ltd., Mehsana, Gujarat | Thu, 18 Jun 2026 | FY2026-27 | Not disclosed | RBI source |
| The Nasik Road Deolali Vyapari Sahakari Bank Ltd., Nashik | Thu, 18 Jun 2026 | FY2026-27 | Not disclosed | RBI source |
| Mahila Co-operative Bank Ltd., Bangalore, Karnataka | Mon, 15 Jun 2026 | FY2026-27 | Not disclosed | RBI source |
How to check if your bank has been penalised by the RBI
A quick four-step method to find out whether the Reserve Bank of India has imposed a monetary penalty on a particular bank or NBFC, and to reach the official order.
- Open the RBI Penalty Tracker
Start on this page. It lists the RBI monetary-penalty actions BankPulse tracks, newest first, with the entity name and the date the penalty was announced. - Find your bank or NBFC
Scan the penalties table for the entity name, or use the 'Penalties by entity type' breakdown above to narrow to co-operative banks, commercial banks or NBFCs. Each row is one distinct RBI penalty action. - Open the official RBI press release
Click the entity to open its page and the official rbi.org.in press release behind the penalty. That release is the authoritative basis — BankPulse never reproduces RBI text verbatim. - Read what the penalty means
An RBI monetary penalty is a compliance signal on a specific regulatory lapse (for example KYC/AML, exposure or IRAC rules). It is not a comment on the bank's solvency or on the safety of your deposits.
Reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India.
How an RBI monetary penalty is decided
An RBI monetary penalty is not arbitrary - it follows a defined statutory process from supervisory finding to a public order. Here is the sequence:
- A supervisory review flags a possible breach. RBI's supervisory process - a statutory inspection, off-site surveillance return or a specific scrutiny - identifies a suspected contravention of RBI directions or of the governing law (the Banking Regulation Act, the RBI Act or the Payment and Settlement Systems Act).
- RBI issues a show-cause notice. The regulated entity is sent a written show-cause notice setting out the alleged contravention and asking why a monetary penalty should not be imposed.
- The entity replies and may be heard. The bank, NBFC or co-operative bank files a written response and may be given a personal hearing before RBI's competent authority before any decision is taken.
- RBI decides and quantifies the penalty. If the contravention is established, RBI imposes a monetary penalty under its statutory powers. The amount reflects the nature and gravity of the lapse and stays within the ceiling the relevant law allows.
- The order is issued and made public. RBI issues the penalty order and usually a press release on rbi.org.in. The action is for a regulatory or compliance lapse - it is not a judgment on the entity's solvency or on the safety of customer deposits.
- The entity pays the penalty. The regulated entity pays the penalty within the period prescribed in the order.
A penalty is a compliance signal, not a comment on the bank’s solvency or on customer deposits. This is our plain-English explainer, not RBI text; every action links to its official RBI press release on rbi.org.in. Reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India.
RBI penalty FAQ
- Start with the Quick answer — how many penalties are currently tracked.
- Scan the table: each row is one RBI action with the entity and the announce date.
- Click any entity to open its page and the official RBI press release.
- The tracker auto-updates as new RBI penalties are published.
Methodology & sources: see how BankPulse dashboards are sourced, verified & updated · machine-readable methodology feed.