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Penalty tracker

Monetary penalties imposed by RBI, newest first, with amounts and the rules involved, linked to the official press releases.

Penalty tracker
What these penalties cost, and who pays them
464 penalties from January 2025 to October 2026. The middle one was ₹2 lakh. Amounts were read from RBI’s own words in 463 of them; 1 could not be read exactly and is left out.
Kind of lenderPenaltiesUsual penalty
Urban co-operative banks195₹1.09 lakh
Rural co-operative banks110₹1.50 lakh
Non-banking finance companies54₹3.10 lakh
Commercial banks50₹50 lakh
Housing finance companies9₹80,000
“Usual” is the middle of the list, not an average: one very large penalty would drag an average away from the ordinary case. 3 further classes of lender had too few penalties for a middle figure to mean anything, so none is given for them. 36 names could not be placed in any kind of lender and are counted in none of the rows above. No month is compared with another, because the record ends on the day it was last fetched and its final month is a part month. Counted from RBI press releases announcing a monetary penalty, held from January 2025 to October 2026. BankPulse stores penalty press releases only, so this is a complete record of the penalties RBI announced and not a complete record of its press releases.
60 most recent of 464 monetary penalties imposed by RBI, the oldest held dating from Jan 02, 2025. Rebuilt from RBI's own press releases on every site update, newest first. Each entry names the entity, the amount and the rules involved, with a link to the official press release.
Oct 08, 2026 · The Monghyr-Jamui Central Co-operative Bank Limited, Bihar
₹5 lakh — Rules involved: Know Your Customer (KYC)
RBI press release ↗
Sep 24, 2026 · Ola Financial Services Private Limited
₹3.10 lakh — Rules involved: Know Your Customer (KYC)
RBI press release ↗
Sep 24, 2026 · Hero Fincorp Limited
₹10 lakh — Rules involved: Fair Practices Code for Lenders – Charging of Interest
RBI press release ↗
Sep 24, 2026 · KLM Axiva Finvest Limited
₹2.70 lakh — Rules involved: Auction
RBI press release ↗
Sep 11, 2026 · Asset Care & Reconstruction Enterprise Limited
₹27.30 lakh — Rules involved: Income Recognition
RBI press release ↗
Sep 10, 2026 · Jilla Sahakari Bank Ltd., Azamgarh, Uttar Pradesh
₹1.15 lakh — Rules involved: Membership of Credit Information Companies (CICs) by Co-operative Banks; Know Your Customer (KYC)
RBI press release ↗
Sep 04, 2026 · Hinduja Leyland Finance Limited
₹6.20 lakh — Rules involved: Pricing of Microfinance Loans; Securitisation of Standard Assets
RBI press release ↗
Sep 04, 2026 · Equifax Credit Information Services Private Limited
₹1,19,400 — Rules involved: Framework for compensation to customers for delayed updation / rectification of credit information
RBI press release ↗
Sep 04, 2026 · Sammaan Finserve Limited
₹4.20 lakh — Rules involved: Early Recognition of Stress and Reporting to Central Repository of Information on Large Credits (CRILC)
RBI press release ↗
Sep 04, 2026 · CRIF High Mark Credit Information Services Private Limited
₹6,89,600 — Rules involved: Framework for compensation to customers for delayed updation/ rectification of credit information
RBI press release ↗
Sep 04, 2026 · TransUnion CIBIL Limited
₹26,82,800 — Rules involved: Framework for compensation to customers for delayed updation/ rectification of credit information
RBI press release ↗
Aug 31, 2026 · Jai Bhawani Sahakari Bank Ltd., Pune
₹2.03 lakh — Rules involved: Membership of Credit Information Companies (CICs) by Co-operative Banks; Know Your Customer (KYC)
RBI press release ↗
Aug 31, 2026 · The Mumbai District Central Co-operative Bank Ltd., Maharashtra
₹20,000/- — Details in the source press release.
RBI press release ↗
Aug 27, 2026 · Jalna District Central Co-operative Bank Ltd., Maharashtra
₹50,000 — Rules involved: Membership of Credit Information Companies (CICs) by Co-operative Banks; Know Your Customer (KYC)
RBI press release ↗
Aug 24, 2026 · Vikas Souharda Co-operative Bank Limited, Hosapete, Karnataka
₹1 lakh — Rules involved: Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs
RBI press release ↗
Aug 24, 2026 · The Pragathi Co-operative Bank Limited, Karnataka
₹2 lakh — Details in the source press release.
RBI press release ↗
Aug 24, 2026 · Shri Vijay Mahantesh Co-operative Bank Limited, Hungund, Karnataka
₹2.50 lakh — Rules involved: Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs; Loans and advances to directors, their relatives, and firms / concerns in which they are interested
RBI press release ↗
Aug 21, 2026 · Progfin Private Limited
₹2.70 lakh — Rules involved: Reserve Bank of India (Know Your Customer (KYC)) Directions
RBI press release ↗
Aug 21, 2026 · Shri Ram Finance Corporation Private Limited
₹8.10 lakh — Rules involved: Governance; Reserve Bank of India (Know Your Customer (KYC)) Directions
RBI press release ↗
Aug 14, 2026 · Fusion Finance Limited
₹2.70 lakh — Rules involved: Reserve Bank of India (Know Your Customer (KYC)) Directions
RBI press release ↗
Aug 14, 2026 · IndusInd Bank Limited
₹59.20 lakh — Rules involved: Interest Rate on Deposits; Securitisation of Standard Assets
RBI press release ↗
Aug 14, 2026 · Northern Arc Capital Limited
₹6.20 lakh — Rules involved: Disclosures in Financial Statements - Notes to Accounts; Internal Ombudsman for Regulated Entities
RBI press release ↗
Aug 14, 2026 · Muthoot MCred Limited
₹3.10 lakh — Rules involved: Asset Classification
RBI press release ↗
Aug 13, 2026 · Jilla Sahakari Kendriya Bank Maryadit, Bhind, Madhya Pradesh
₹2.50 lakh — Details in the source press release.
RBI press release ↗
Aug 13, 2026 · Valuefin India Credit Services Private Limited
₹1.80 lakh — Details in the source press release.
RBI press release ↗
Aug 10, 2026 · The Amravati District Central Co-operative Bank Ltd., Maharashtra
₹50,000 — Rules involved: Know Your Customer (KYC); Ensuring Reasonableness of Bank Charges and Charges Levied for Sending SMS Alerts
RBI press release ↗
Aug 07, 2026 · Infinity Fincorp Solutions Private Limited
₹5.40 lakh — Rules involved: Reserve Bank of India (Know Your Customer (KYC)) Directions; Fair Practice Code
RBI press release ↗
Aug 07, 2026 · Namdev Finvest Limited (formerly known as Namdev Finvest Private Limited)
₹2.70 lakh — Rules involved: Reserve Bank of India (Know Your Customer (KYC)) Directions
RBI press release ↗
Aug 07, 2026 · Utsav Securities Limited
₹3.90 lakh — Rules involved: Governance; Submission of data to Credit Information Companies (CICs)
RBI press release ↗
Aug 06, 2026 · Kedarnath Urban Co-operative Bank Ltd., Latur, Maharashtra
₹40,000/- — Rules involved: Know Your Customer (KYC); Supervisory Action Framework (SAF)
RBI press release ↗
Jul 27, 2026 · Jilla Sahakari Kendriya Bank Maryadit, Shajapur, Madhya Pradesh
₹1 lakh — Details in the source press release.
RBI press release ↗
Jul 27, 2026 · Sangli District Central Co-operative Bank Ltd., Maharashtra
₹7 lakh — Details in the source press release.
RBI press release ↗
Jul 27, 2026 · Raigad District Central Co-operative Bank Ltd., Maharashtra
₹10.10 lakh — Rules involved: Membership of Credit Information Companies (CICs) by Co-operative Banks
RBI press release ↗
Jul 27, 2026 · The Citizen Co-operative Bank Limited, Bangalore, Karnataka
₹50,000/- — Rules involved: Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs
RBI press release ↗
Jul 23, 2026 · Arvind Sahakari Bank Ltd., Katol, Maharashtra
₹11 lakh — Rules involved: Housing Finance for UCBs; Interest Rate on Deposits
RBI press release ↗
Jul 23, 2026 · Rajnandgaon Kendriya Sahakari Bank Maryadit, Rajnandgaon, Chhattisgarh
₹1 lakh — Rules involved: Interest Rate on Deposits
RBI press release ↗
Jul 23, 2026 · Shri Baria Nagarik Sahakari Bank Ltd., Baria, Gujarat
₹1 lakh — Rules involved: Inspection & Audit Systems in Primary (Urban) Co-operative Banks
RBI press release ↗
Jul 23, 2026 · Sindhudurg District Central Co-operative Bank Ltd., Sindhudurg, Maharashtra
₹13.30 lakh — Details in the source press release.
RBI press release ↗
Jul 23, 2026 · Mandya District Co-operative Central Bank Ltd., Karnataka
₹50,000/- — Details in the source press release.
RBI press release ↗
Jul 23, 2026 · The City Co-operative Bank, Hassan, Karnataka
₹50,000/- — Rules involved: Know Your Customer (KYC)
RBI press release ↗
Jul 20, 2026 · Kolhapur District Central Co-op Bank Ltd., Maharashtra
₹13.30 lakh — Details in the source press release.
RBI press release ↗
Jul 20, 2026 · Manmad Urban Co-operative Bank Ltd., Manmad, Maharashtra
₹1 lakh — Rules involved: Loans and Advances to Directors, their Relatives, and Firms / Concerns in which they are Interested
RBI press release ↗
Jul 20, 2026 · The United Puri-Nimapara Central Co-operative Bank Limited, Odisha
₹3 lakh — Rules involved: Know Your Customer (KYC)
RBI press release ↗
Jul 17, 2026 · Avail Financial Services Limited
₹6.20 lakh — Rules involved: Governance; Credit/Investment Concentration Norms
RBI press release ↗
Jul 17, 2026 · Muthoot Vehicle and Asset Finance Limited
₹2.70 lakh — Rules involved: Reserve Bank of India (Know Your Customer (KYC)) Directions
RBI press release ↗
Jul 17, 2026 · Dhani Loans and Services Limited
₹2.70 lakh — Rules involved: Asset Classification
RBI press release ↗
Jul 17, 2026 · PAN Emami Cosmed Limited
₹3.10 lakh — Rules involved: Credit / investment concentration Norms
RBI press release ↗
Jul 17, 2026 · Satya MicroCapital Limited
₹3.10 lakh — Rules involved: Asset Classification
RBI press release ↗
Jul 17, 2026 · Muthoot Finance Limited
₹5.80 lakh — Rules involved: Reserve Bank of India Know Your Customer (KYC) Directions
RBI press release ↗
Jul 13, 2026 · The Chikhli Urban Co-operative Bank Limited, Chikhli, Maharashtra
₹13 lakh — Rules involved: Finance for Housing Schemes – UCBs; Know Your Customer (KYC)
RBI press release ↗
Jul 13, 2026 · The Nawada Central Co-operative Bank Limited, Bihar
₹50,000/- — Rules involved: Know Your Customer (KYC)
RBI press release ↗
Jul 13, 2026 · The Sambalpur District Co-operative Central Bank Limited, Odisha
₹8 lakh — Rules involved: Know Your Customer (KYC)
RBI press release ↗
Jul 13, 2026 · Ashok Sahakari Bank Ltd., Ahmednagar, Maharashtra
₹10 lakh — Details in the source press release.
RBI press release ↗
Jul 13, 2026 · Surat People’s Co-operative Bank Ltd., Surat
₹13.30 lakh — Rules involved: Board of Directors - UCBs
RBI press release ↗
Jul 03, 2026 · GIC Housing Finance Limited
₹3.10 lakh — Rules involved: Reserve Bank of India (Know Your Customer (KYC)) Directions
RBI press release ↗
Jul 03, 2026 · Bank of Baroda
₹63.60 lakh — Rules involved: Fair Practices Code for Lenders; Know Your Customer (KYC)
RBI press release ↗
Jul 02, 2026 · Nirmal Urban Co-operative Bank Ltd., Nagpur, Maharashtra
₹1 lakh — Rules involved: Limits on exposure to single and group borrowers/parties and large exposures and Revision in the target for priority sector lending – UCBs; Supervisory Action Framework (SAF)
RBI press release ↗
Jul 02, 2026 · The N.E. & E.C. Railway Employees’ Multi-State Primary Co-operative Bank Ltd, Gorakhpur
₹1.05 lakh — Rules involved: Membership of Credit Information Companies (CICs) by Co-operative Banks
RBI press release ↗
Jul 02, 2026 · Dharmavir Sambhaji Urban Cooperative Bank Ltd., Pune, Maharashtra
₹10,000/- — Rules involved: Know Your Customer (KYC)
RBI press release ↗
Jun 29, 2026 · Sri Bharathi Co-operative Urban Bank Limited, Hyderabad
₹1.50 lakh — Rules involved: Loans and advances to directors, their relatives, and firms / concerns in which they are interested; Small Value Loans – Primary (Urban) Co-operative Banks (UCBs)
RBI press release ↗

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