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BankPulseBETARegulatory intelligence for Indian banking

Weekly quiz

Ten fill-in-the-blank questions from BankPulse's plain-English summaries. Tap a question to see the answer.

Weekly quiz
10 fill-in-the-blank questions drawn from BankPulse's own plain-English summaries -- tap a question to reveal the answer. No scoring or sign-in, just a quick self-check (1984 in the full question bank).
Working capital is ____ of turnover; the borrower brings 5 and the bank lends at least 20.
Answer: 25 per cent
Cash loaded into any PPI is capped at Rs.____ per month, within the PPI's overall limit.
Answer: 50,000
Lending above ____ needs a chartered accountant certificate of ₹50,00,000 net worth.
Answer: ₹10,00,000
Infrastructure finance NBFCs and infrastructure debt funds must hold net owned funds of Rs ____.
Answer: 300 crore
Lenders get ____ from a default to review the account.
Answer: 30 days
Unapplied interest counts towards the ____ threshold.
Answer: ₹1 crore
Chapter IV does not apply to an account with total exposure below ____.
Answer: ₹1,500 crore
A one-off transaction of ____ or more brings the full identification duty.
Answer: ₹50,000
Promoters must meet every condition within ____ of approval.
Answer: 18 months
A home loan is provisioned at ____ at first, rising to 1.50% if risk grows.
Answer: 0.25%

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