HomeCirculars › RBI/2004-05/336

Tsunami Relief: FCRA Exemption for Co-op Banks

Co-operative Banks
Withdrawn / supersededStatus reviewed by Vikram Jain. Verify against the official RBI source below.
Issued by RBI: 07 Jan 2005  ·  Withdrawn: w.e.f. 04 Dec 2025  ·  Decoded by BankPulse: 21 Jun 2026, 10:10 IST
⏱ ~2 min read
📄 Official RBI source ↗
Quick answerCentral Government exempts associations from FCRA prior permission for tsunami relief funds until March 31, 2005. RBI directs co-operative banks to ensure recipients open a designated 'Tsunami Relief Account' and comply with reporting conditions.

What changed

The Central Government, via Ministry of Home Affairs order dated December 30, 2004, exempted associations (excluding political parties) from Section 6(1-A) of FCRA, 1976, allowing them to accept foreign contributions for tsunami relief without prior approval. This exemption is effective immediately and valid until March 31, 2005. RBI has directed all State and District Central Co-operative Banks to implement this relaxation.

What it means for you

Co-operative banks can now credit foreign contributions for tsunami relief to designated accounts without verifying prior government permission, provided the recipient association meets six specific conditions. Banks must ensure a separate 'Tsunami Relief Account' is opened and that the association submits Form FC-IA within one week and audited returns within four months of the financial year close. This streamlines relief fund flow but requires strict compliance monitoring to avoid FCRA violations.

What you must do

Who it affects

State and District Central Co-operative Banks, Associations receiving foreign contributions for tsunami relief, Branches handling foreign remittances for relief purposes

Can any association open a Tsunami Relief Account without prior FCRA registration?

Yes, but only for tsunami relief until March 31, 2005. The association must not be a political party and must have a definite cultural, economic, educational, religious, or social programme. They still need to submit Form FC-IA within one week of opening the account.

What are the reporting requirements for the bank after opening the Tsunami Relief Account?

The bank must ensure the association submits Form FC-IA to the Ministry of Home Affairs within one week. Additionally, the association must file Form FC-3 and FC-6 (for articles) certified by a Chartered Accountant within four months of the financial year closure. The bank should maintain separate records and acknowledge receipt to the RBI Regional Office.

Does this exemption apply to political parties?

No, the exemption explicitly excludes political parties. Only associations with a definite cultural, economic, educational, religious, or social programme are eligible.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 21 Jun 2026, 10:10 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=2092&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.