HomeCirculars › RBI/2007-2008/108

RBI Circular on Scheduled State Co-operative Banks: August 2007

Co-operative Banks
Withdrawn / supersededStatus reviewed by Vikram Jain. Verify against the official RBI source below.
Issued by RBI: 01 Aug 2007  ·  Withdrawn: w.e.f. 04 Dec 2025  ·  Decoded by BankPulse: 21 Jun 2026, 02:46 IST
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📄 Official RBI source ↗
Quick answerThis RBI circular, dated August 1, 2007, addresses all Scheduled State Co-operative Banks. It announces an increase in the Cash Reserve Ratio (CRR) by 50 basis points to 7.00% of total demand and time liabilities, effective from the fortnight beginning August 4, 2007.

What changed

The circular, issued on August 1, 2007, under reference RBI/2007-2008/108, increases the CRR for Scheduled State Co-operative Banks by 50 basis points from the previous rate to 7.00%, effective from the fortnight beginning August 4, 2007.

What it means for you

For Scheduled State Co-operative Banks, this circular mandates an increase in the Cash Reserve Ratio (CRR) to 7.00% of total demand and time liabilities, effective from the fortnight starting August 4, 2007. Banks must ensure compliance with the new CRR requirement.

What you must do

Who it affects

All Scheduled State Co-operative Banks

What is the purpose of this circular?

The circular increases the Cash Reserve Ratio (CRR) for Scheduled State Co-operative Banks by 50 basis points to 7.00%, effective from the fortnight beginning August 4, 2007.

When was this circular issued?

It was issued on August 1, 2007, under reference RBI/2007-2008/108.

Who should act on this circular?

All Scheduled State Co-operative Banks must maintain the new CRR of 7.00% and acknowledge receipt to their Regional Office.

Key dataSee the live numbers behind this topic: RBI Penalty Tracker, NPA / Asset-Quality Tracker — updated from official RBI data.
Key termsPlain-English definitions of terms in this circular — see the full Indian banking glossary. KYC / AML · Gross NPA (GNPA) · Deposit insurance (DICGC) · Scheduled Commercial Bank (SCB)
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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 21 Jun 2026, 02:46 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=3750&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.