No longer current — withdrawn, no replacement on file yet
Source: Reserve Bank of India · RBI/2009-10/265 · issued 18 Dec 2009 · ~1 min read
Quick answerRBI extended RTGS transaction timings on Saturdays: customer transactions now close at 13:30 hours and inter-bank transactions at 15:00 hours, effective from the date of the circular.
What changed
The RTGS Standing Committee reviewed Saturday transaction volumes and decided to extend the service window. Customer transactions on Saturdays now run from 9:00 hours to 13:30 hours, and inter-bank transactions from 9:00 hours to 15:00 hours. This replaces the earlier timings set in January 2009.
What it means for you
Banks can now process RTGS payments for customers later on Saturdays, giving more flexibility to end-users. The extended window may increase Saturday transaction volumes and reduce pressure on Monday morning settlements. Banks must update their internal systems and communicate the new cut-off times to branches and customers.
Historical instruction — do not use for current compliance. This is what was required at the time; it no longer reflects current RBI requirements. If no replacement rule is linked above, that only means none is recorded on our register yet — it does not prove no later applicable rule exists. Confirm on the official RBI source below.
What banks were required to do at the time
Update RTGS system cut-off timings for Saturdays to 13:30 hours for customer transactions and 15:00 hours for inter-bank transactions.
Inform all branches and customer-facing staff about the revised Saturday schedule.
Communicate the extended service window to customers through notices, SMS, or digital channels.
Ensure settlement and reconciliation processes align with the new Saturday timings.
Who it affects
All banks participating in RTGS, RTGS operations teams, Bank customers using RTGS on Saturdays
❓ Common questions
Regulatory timeline
Decoded by BankPulse2026-06-19 07:52 IST
Status change: withdrawn03 Aug 2026, 04:00 IST
Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).
What are the new RTGS timings on Saturdays?
Customer transactions are from 9:00 hours to 13:30 hours, and inter-bank transactions are from 9:00 hours to 15:00 hours.
Do the weekday RTGS timings change?
No, the Monday–Friday timings remain unchanged: customer transactions from 9:00 hours to 16:30 hours and inter-bank transactions from 9:00 hours to 18:00 hours.
When does this extension take effect?
The circular is dated December 18, 2009, and banks were advised to implement it immediately upon receipt.
📜 Read the original circular — full text as issued by RBI
RBI/2009-10/265
DPSS (CO) RTGS No. 1313/ 04.04.002 / 2009 – 2010
December 18, 2009
Chairman and Managing Director /
Chief Executive Officer of all banks participating in RTGS
Madam / Dear Sir,
Extension of Service Window for RTGS Transactions
Please refer to our previous circular RBI/2008-09/362 ( DPSS CO RTGS No.1288/04.04.002/2008-2009 ) dated January 28, 2009 on the captioned subject.
On a review of RTGS timings and the volume of business handled by RTGS on Saturdays, the RTGS Standing Committee has decided to extend RTGS timings for customer and inter-bank transactions on Saturdays. Accordingly, the revised time window for customer and interbank transactions in RTGS would be as follows:
Days
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2009-10/265 · issued 18 Dec 2009. The plain-English explanation above is BankPulse’s own independent summary.
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BankPulse Compliance Evidence Pack — generated 03 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=5428&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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