Home › Circulars › RBI/2012-13/257

White Label ATM Application Deadline Extended to Dec 31, 2012

Current · Source: Reserve Bank of India · RBI/2012-13/257 · issued 19 Oct 2012 · ~1 min read
Quick answerRBI has extended the last date for White Label ATM operators to submit authorisation applications from the earlier deadline to December 31, 2012. This gives prospective operators more time to comply with the June 20, 2012 guidelines.
The rule, in the simplest words
How it plays out — a real example

A branch operations officer in Indore, working for a bank that wants to become a White Label ATM operator, reviews the June 20, 2012 guidelines to ensure they meet all requirements before submitting their authorisation application to RBI by the extended deadline of December 31, 2012.

What changed

The original June 20, 2012 circular required WLA operators to apply for RBI authorisation within four months, i.e., by around October 20, 2012. This circular extends that deadline to December 31, 2012, providing additional time for submissions.

What it means for you

Banks and ATM network operators have a longer window to finalise their WLA applications, reducing immediate compliance pressure. This extension may encourage more players to enter the WLA space, potentially expanding ATM reach in underserved areas. Lenders should note the new cutoff for planning any WLA-related partnerships or investments.

What you must do

Who it affects

All Scheduled Commercial Banks including RRBs, Urban Co-operative Banks, State Co-operative Banks, District Central Co-operative Banks, Authorised ATM Network Operators, Card Payment Network Operators, Prospective White Label ATM Operators

❓ Common questions

What is the new deadline for WLA authorisation applications?

The last date for submission of applications has been extended to December 31, 2012.

Who needs to apply for this authorisation?

Prospective White Label ATM operators, as per the guidelines issued on June 20, 2012.

📜 Read the original circular — full text as issued by RBI
RBI/2012-13/257 DPSS.CO.PD. No.670/02.10.002/2012-13 October 19, 2012 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Authorised ATM Network Operators /Card Payment Network Operators Prospective White Label ATM Operators Dear Sir, White Label ATMs (WLAs) in India - Guidelines Please refer to the guidelines issued vide DPSS.CO.PD. No. 2298 / 02.10.002 / 2011-2012 dated June 20, 2012 on the captioned subject wherein prospective White Label ATM (WLA) operators were required to approach RBI for seeking specific authorisation within four months from the date of issuance of the circular. 2. On a review of the position, the last date for submission of applications for authorisation has been extended till December 31, 2012. Yours faithfully, (G Srinivas) General Manager & Officer-in-Charge
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2012-13/257 · issued 19 Oct 2012. The plain-English explanation above is BankPulse’s own independent summary.
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Who does what — compliance checklist
⚙️ Operations
  • Coordinate with authorised ATM network operators or card payment network operators if partnering for WLA operations.
💻 IT / Systems
  • Ensure any WLA authorisation applications are submitted to RBI by December 31, 2012.
📜 Compliance
  • Review the June 20, 2012 guidelines to confirm all requirements are met before applying.
Grouped from the action items above — a single circular may involve more than one team.
Worked example & action-note template

Example: if you are an IT/Systems lead at a bank this circular applies to (All Scheduled Commercial Banks including RRBs, Urban Co-operative Banks, State Co-operative Banks, District Central Co-operative Banks, Authorised ATM Network Operators, Card Payment Network Operators, Prospective White Label ATM Operators), your first concrete step on “White Label ATM Application Deadline Extended to Dec 31, 2012” is: “Ensure any WLA authorisation applications are submitted to RBI by December 31, 2012.” (RBI issued this 19 Oct 2012).

  1. Circular: RBI/2012-13/257 -- White Label ATM Application Deadline Extended to Dec 31, 2012
  2. Issued: 19 Oct 2012
  3. Action required: Ensure any WLA authorisation applications are submitted to RBI by December 31, 2012.
  4. Action required: Review the June 20, 2012 guidelines to confirm all requirements are met before applying.
  5. Action required: Coordinate with authorised ATM network operators or card payment network operators if partnering for WLA operations.
  6. Owner: ____________ Target date: ____________
  7. Board/committee approval needed? Y / N
  8. Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.

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Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=7636&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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