HomeCirculars › RBI/DOR/2025-26/120

RBI Repeals Urban Co-operative Banks Guidelines

Co-operative Banks
Quick answerRBI has repealed the Urban Co-operative Banks Licensing, Scheduling and Regulatory Classification Guidelines, 2025 (issued November 28, 2025), replacing them with new guidelines effective December 04, 2025.

What changed

The RBI has repealed the Reserve Bank of India (Urban Co-operative Banks – Licensing, Scheduling and Regulatory Classification) Guidelines, 2025 (issued November 28, 2025), and replaced them with new guidelines issued December 04, 2025.

What it means for you

The repeal does not affect existing approvals, acknowledgments, or investigations under the repealed guidelines; those continue under the repealed provisions. New applications will be governed by the new guidelines.

What you must do

Who it affects

Urban Co-operative Banks

What happens to existing approvals and acknowledgments?

Existing approvals and acknowledgments are deemed to be governed by the repealed guidelines.

Key dataSee the live numbers behind this topic: RBI Penalty Tracker, NPA / Asset-Quality Tracker — updated from official RBI data.
Key termsPlain-English definitions of terms in this circular — see the full Indian banking glossary. KYC / AML · Gross NPA (GNPA) · Deposit insurance (DICGC) · Scheduled Commercial Bank (SCB)
Official source: RBI/DOR/2025-26/120 on rbi.org.in ↗
AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · published · 19 Jun 2026, 02:10 IST