Deposits / Interest Rates — withdrawn & superseded
32 circulars in this topic that our nightly lineage check found withdrawn or superseded — kept here for historical reference, not shown on the main Deposits / Interest Rates page since they no longer reflect current regulation.
Always confirm current applicability against the official RBI source linked on each circular. ← Back to current Deposits / Interest Rates circulars
RBI mandates domestic rupee benchmarks for interest rate derivatives
RBI has directed banks, PDs, and AIFIs to use only domestic rupee benchmarks for interest rate derivatives, with a six-m
Monthly Returns Mandated for Large NBFCs Not Taking Public Deposits
RBI now requires NBFCs not accepting public deposits with assets of Rs 100 crore or more to file monthly returns within
Revised Monthly Return Format for Large NBFCs (Non-Public Deposit)
RBI has revised the monthly return format for NBFCs with assets of Rs. 100 crore and above that do not accept public dep
RBI Cuts NRE Deposit Rate Ceiling for 1-3 Year Deposits to LIBOR+50 bps
RBI reduced the maximum interest rate on fresh NRE term deposits for 1-3 year maturity from LIBOR/SWAP plus 100 bps to p
NBFCs Told to Check Foodgrain Hoarding via Bank Finance
RBI directs systemically important NBFCs (asset size ≥ ₹100 crore) to scrutinize large exposures for foodgrain procureme
NBFCs must add deposit disclaimer in TV ads
RBI now mandates that all deposit-taking NBFCs (excluding RNBCs) include a specific disclaimer in electronic media ads (
RBI Cuts NRE Deposit Rate Ceiling to LIBOR/SWAP for RRBs
RBI reduced the maximum interest rate on fresh NRE term deposits (1-3 years) for RRBs from LIBOR/SWAP plus 50 bps to jus
RBI Guidelines on Corporate Governance for NBFCs (2007)
RBI issued corporate governance guidelines for deposit-taking NBFCs with deposits ≥₹20 crore and systemically important
RBI Raises Minimum NOF to Rs 200 Lakh for Deposit-Taking NBFCs
RBI mandates all deposit-taking NBFCs with NOF below Rs 200 lakh to achieve a minimum Net Owned Fund (NOF) of Rs 200 lak
NBFC-ND-SI: Stricter Capital, Liquidity & Disclosure Norms
RBI hikes minimum CRAR for systemically important non-deposit taking NBFCs (NBFC-ND-SI) to 12% by March 31, 2009 and 15%
FCNR(B) Deposit Rate Ceiling Revised to LIBOR/SWAP Minus 25 bps
RBI has revised the interest rate ceiling on FCNR(B) deposits for Regional Rural Banks from LIBOR/SWAP minus 75 bps to m
RBI Caps NRE Deposit Rates at LIBOR/SWAP + 50 bps
RBI capped NRE term deposit rates for 1-3 year maturities at LIBOR/SWAP plus 50 bps, effective September 16, 2008. This
RBI Monitoring Framework for Mid-Sized NBFCs (Rs 50-100 Cr)
RBI now requires non-deposit taking NBFCs with assets between Rs 50 crore and Rs 100 crore to file a quarterly return on
RBI Hikes NRE and FCNR(B) Deposit Rate Ceilings for RRBs
RBI raised the interest rate ceiling on NRE term deposits (1-3 years) to LIBOR/SWAP plus 100 bps (from plus 50 bps) and
RBI Hikes Ceiling on Foreign Currency Export Credit Rates
RBI raised the ceiling rate on foreign currency export credit from LIBOR + 100 bps to LIBOR + 350 bps, effective immedia
NBFC Reporting: Hard Copy & Excel Return for Mid-Size Firms
NBFCs with asset size ₹50–100 crore must now submit their quarterly return as hard copy and Excel soft copy to their reg
Liquidity Support for Large NBFCs via SPV
RBI introduced a government-approved scheme for systemically important non-deposit taking NBFCs (assets ≥ Rs 100 crore)
CRAR Hike Deferred for NBFCs-ND-SI
RBI has deferred the CRAR increase for systemically important non-deposit taking NBFCs (asset size Rs. 100 crore and abo
CRAR Hike Deadline Extended for Large NBFCs
RBI deferred CRAR implementation for non-deposit taking NBFCs with assets of Rs 100 crore and above: 12% by March 31, 20
NBFC Prudential Norms Extended to Primary Dealers
RBI has clarified that the NBFC prudential norms on credit/investment concentration limits apply to all standalone Prima
NBFC CRAR Hiked to 15% for Deposit-Taking Firms by March 2012
RBI raised the minimum Capital to Risk-Weighted Assets Ratio (CRAR) for all deposit-taking NBFCs from 12% to 15%, effect
RRB Savings Deposit Rate Hiked to 4%
RBI raised savings deposit rates for RRBs by 0.5% to 4.0% per annum, effective May 3, 2011. This applies to domestic, or
RRBs Must Minimize Deposit Rate Variations: RBI
RBI directs RRBs to ensure minimal variation between interest rates on deposits of Rs 15 lakh and above and smaller depo
RBI Master Circular on Fraud Monitoring for NBFCs (Updated as of June 30, 2013)
RBI issued a consolidated Master Circular on fraud monitoring for deposit-taking NBFCs and large non-deposit-taking NBFC
RBI Raises FCNR(B) Deposit Rate Ceiling for RRBs
RBI increased the interest rate ceiling on 3-5 year FCNR(B) deposits for Regional Rural Banks from LIBOR/Swap plus 300 b
HFC Deposit Ratings Aligned with NBFC Norms
RBI has aligned HFC deposit rating requirements with NBFC rules, updating approved credit rating agencies and minimum in
NBFC Deposit Rating Floor Lowered to BBB-
RBI has reduced the minimum credit rating for NBFCs to accept public deposits from any SEBI-registered agency to 'BBB-'.
RBI Raises Non-Callable Deposit Threshold to ₹1 Crore
RBI has increased the minimum amount for non-callable term deposits from ₹15 lakh to ₹1 crore. All domestic term deposit
RBI Expands Derivative Access for Small Finance Banks
RBI now allows Small Finance Banks to deal in permissible rupee interest rate derivative products for hedging, beyond ju
RBI Updates DEA Fund Scheme Operational Guidelines
Banks must register on e-Kuber, update authorized signatories, and transfer unclaimed amounts to DEA Fund in accordance
RBI eases spread reduction and fixed-rate switch rules for loans
RBI now allows banks to reduce spread components on loans before three years for customer retention, and makes fixed-rat
RBI Revamps Nomination Rules for Deposits and Lockers
RBI has issued new nomination directions effective November 1, 2025, aligning with the Banking Laws (Amendment) Act, 202