The evidence behind every claim
- Tracked2,022
- RBI text held2,022 · 100.0%
- Standing on record2,022
- Checked at RBI383
- Explained401 rule pages
- Paragraph named18,504 of 18,631
BankPulse does not ask a reader to take a summary on trust. It stores the words the Reserve Bank published at rbi.org.in. It names the paragraph each point came from. It publishes what it has not yet done beside what it has. Every figure on this page is read from the same record the rest of the site reads.
What happens between RBI and you
Nine steps stand between an RBI release and a sentence you can act on. Each one below carries the number that measures it. Where a step is not measured, it says so.
| Step | Measured | What it means |
|---|---|---|
| 1. RBI publishes | 11 Sep 2026 | The date of the newest RBI document in our feed. RBI dates a document but does not time-stamp it, so every clock below starts at midnight on that date and every gap is an upper bound. |
| 2. We store RBI's own text | 2,022 of 2,022 | 100.0 per cent. Tracking a document means we hold the record and watch it. Storing it means we hold the words. Only the second lets a claim be checked. |
| 3. We hash it | SHA-256 | Each stored text carries the hash of the words we read. A quote on a rule page can be taken back to that text and to RBI's own page. |
| 4. We record where it stands | 2,022 of 2,022 | Every tracked document carries a standing: in force, repealed or superseded. 1,639 of them follow the published cutoff rule for the 28 November 2025 consolidation rather than an individual check. |
| 5. We open RBI's page and check | 383 | Every Master Direction BankPulse tracks, checked one by one against RBI's own live Master Directions index, each with the time of that check on record. A smaller and stronger claim than the line above, and the difference between the two is published below. |
| 6. We match amendments to the rule they change | 321 | Spread across 137 rules, so a reader sees a change beside the rule it changes rather than as a separate document he has to find. |
| 7. We write the points | 18,631 | Across 401 rule pages. One point is one rule-bearing sentence, read from one RBI sentence we hold and check. RBI's words are not printed; the point names the paragraph and links to RBI's page. |
| 8. We name the paragraph | 18,504 of 18,631 | The numbered RBI paragraph behind the point. This is the figure a banker can take to an auditor, and the one a general chatbot cannot hand back. |
| 9. We gate before anything is published | 35 + 148 | 35 blocking gates and 148 verification scripts run on every build. If one refuses, nothing reaches this site — including the work of the hour that wrote it. |
| 10. We correct in public | 18 | Corrections on record, each dated, the oldest 21 Aug 2026. A mistake is written down rather than quietly overwritten. |
How long we take
| Typical | Worst in twenty | Stage | Measured over |
|---|---|---|---|
| 19.7 h | 21.8 h | RBI's date to the text in our hands | 228 documents in the last 30 days. Older documents were loaded in a backfill and are left out: the day we first read a five-month-old circular says when this site started, not how fast it works. |
| 165.8 h | 177.1 h | Text in our hands to rule page live | 5 pages. |
Checked on the live site, every build
Two checks run against the public website itself before every publish. The newest result is printed here with its time.
- Every published rule page answered healthily when probed on the live site on 15 Sep 2026, 05:58 AM IST. Zero error pages.
- Read together on 15 Sep 2026, 05:58 AM IST, three pages agreed on the rule-page count: home, coverage and regulations.
The full record of the newest check is published at /rule-health.json. It lists every page, its answer code and the time.
What we have not done
A service level that publishes only its successes is an advertisement. These are the open gaps, counted the same way as the figures above and updated by the same build.
- 1,639 standings that follow a rule, not an inspection. Of 2,022 tracked records, 1,639 carry a standing decided by the published cutoff rule, not by a check. That rule is the one for the 28 November 2025 consolidation. None of them is a Master Direction: all 383 of those are checked against RBI's own live index. The remainder are circulars, notifications and press releases, for which RBI publishes no live in-force index to check against. The rule has held wherever it has been tested. But a rule is not a reading. That difference still costs something here.
- 127 points that do not name a paragraph — out of 18,631. Each was still read from one RBI sentence we hold; what is missing is the paragraph number, usually because RBI's text carries no numbering at that place.
- 2 amendments we cannot yet show beside their rules — Reserve Bank of India (Non-Operative Financial Holding Company) (Amendment) Directions, 2025; Reserve Bank of India (Non-Banking Financial Companies Income Recognition, Asset Classification and Provisioning) Third Amendment Directions, 2026. We hold each one and track it. The rules they amend have no BankPulse page yet. So there is nowhere on this site to show the change in place.
- Whether any of this reached a banker in time — we do not measure it and do not claim to.
And what all this covers
Evidence coverage is about the documents we hold. It is not the same question as how much of RBI's rulebook has a plain-English page. 401 of the 414 rulebooks in force are explained, 96.9 per cent. Against all 2,022 tracked records the figure is 19.8 per cent. Both are true; the first is the one a banker is asking about. The full breakdown, and the editorial queue behind it, is on the coverage ledger.
Where each figure comes from
| Figure | Read from |
|---|---|
| RBI documents tracked | data/items.jsonl |
| with RBI's text held and hashed | data/circular_source_text.jsonl against data/items.jsonl |
| with their standing checked | data/repeal_status.jsonl against data/items.jsonl |
| with a BankPulse rule page | data/regulation_pages_manifest.json |
| short points published | data/highlights/*.json, live rule pages only |
| points naming their RBI paragraph | data/highlights/*.json, live rule pages only |
| points not naming a paragraph | data/highlights/*.json, live rule pages only |
| amendments matched to their rule | data/amendment_index.json |
The ledger itself was generated 6:08 am IST. A rebuild is not a check against RBI. The site rebuilds many times a day. The reconciliation is a separate run.
Where to go
Coverage ledger
Every count on this site, what it means, and the editorial queue behind it.
Open the ledger →Days to launch — the countdown meter. It shows how much of the work is done, what is waiting, and when the site can open.
Found a figure on this site that does not match this page? That is a defect. Tell us and it goes on the corrections page.