What BankPulse actually covers
Every count printed anywhere on this site is read from the single ledger below. Each figure says what it counts and what it does not.
| Count | What it is | What it means | Derived from |
|---|---|---|---|
| 2,022 | RBI documents tracked | RBI notifications, circulars and Master Directions in BankPulse's feed since the 28 November 2025 consolidation. Tracked means we hold the record and watch it for change. It does not mean a reader can open a BankPulse page for each one. | data/items.jsonl |
| 2,022 | with RBI's full text stored | Tracked documents whose full RBI text is stored and hashed, so a quote can be checked against the words RBI published. | data/circular_source_text.jsonl |
| 2,022 | with their RBI text held and hashed | Tracked documents whose full RBI text BankPulse holds, with its SHA-256, so any claim drawn from it can be checked against the words RBI published. 2022 of 2022, 100.00 per cent. Tracking a document is not the same as having its full text, and this figure is what separates the two. | data/circular_source_text.jsonl against data/items.jsonl |
| 401 | with a BankPulse rule page | Documents with a BankPulse rule page a reader can open. This is the largest set anyone can browse on this site. | data/regulation_pages_manifest.json |
| 401 | explained in plain English | Rule pages whose points are written in BankPulse's own plain English, each naming the RBI paragraph it was read from. No page prints RBI's own words. | data/regulation_pages_manifest.json |
| 18,631 | short points published | Short plain-English points published across every live rule page. One point is one rule-bearing sentence, read from one RBI sentence. We hold that RBI sentence and check it letter by letter, but we do not print RBI's words: the page names the RBI paragraph and links to it. | data/highlights/*.json, live rule pages only |
| 18,504 | points naming their RBI paragraph | Points that name the numbered RBI paragraph they come from. A banker can take that number to an auditor; it is the one thing a chatbot cannot hand back. | data/highlights/*.json, live rule pages only |
| 321 | amendments matched to their rule | Amendment directions matched to the rule they change, so a reader sees the change beside the rule. Spread across 137 rules. | data/amendment_index.json |
| 60 | amendment pairs shown on What Changed | Master Direction and amending notification shown together as a pair on the What Changed page. A different scope from the corpus counts above: one rule may be amended more than once, and an amendment we have not yet paired is not shown. | data/whatchanged_pilot.json |
| 9,397 | old circular numbers you can look up | Pre-consolidation circular numbers a reader can type in to find where that circular went. The lookup file holds 9399 rows; the two below carry no number at all and cannot be typed, so they are not counted here. RBI's own circular states 9,445 were withdrawn: the rest are annex rows that repeat an earlier row, carry no standard number, or could not be read into the index. | data/circular_lookup.jsonl, rows whose number contains a digit |
Dates, and what each one means
| 11 September 2026 | Newest RBI document | Date of the newest RBI document in the feed. |
| 5:31 am IST | Last source scan | When BankPulse last polled its sources. A scan that finds nothing new is still a scan: this says when we last looked, not when something last changed. |
| 5:58 am IST | Last reconciliation with RBI | When BankPulse last verified its records against RBI's own live Master Directions index. This is the freshness claim the site makes on its front page. |
| 6:08 am IST | Ledger generated | When this page was last rebuilt. A rebuild is not a reconciliation: the site rebuilds many times a day, and the reconciliation above is a separate check against RBI's own pages. |
Every outside link on this site was last checked on 14 Sep, 8:54 am IST. 1,395 of 1,411 links answered. 16 did not answer. The full result, with any link that did not answer and the page it is on, is at link-health.json. This check runs every day.
What the 2,022 tracked documents are
Every tracked document falls into exactly one of these seven. If the seven do not add up to the total, nothing is published. 401 of the 414 rulebooks in force are explained, 96.9 per cent. Against all 2,022 tracked documents the figure is 19.8 per cent. Both are true; the first is the one a banker is asking about.
| Count | Segment | What it means |
|---|---|---|
| 401 | explained in plain English | It has a BankPulse rule page, built from RBI's own words. |
| 13 | rulebooks waiting | In force, no plain-English page yet. These are the ones we write next, and the list is published below. |
| 793 | press releases | Auctions, monthly data series, penalties. RBI writes no rulebook here, so neither do we; these reach a reader through the daily brief. |
| 64 | same document under two RBI numbers | RBI lists some rulebooks in both its notification index and its master direction index, with the same number and the same title. BankPulse tracks both records and keeps the document once, under the master direction copy, so one rulebook is never counted as two pieces of waiting work. |
| 65 | amendments shown on the rulebook they amend | An amendment in force whose change is already carried on the page of the rulebook it amends, as dated history. It gets no page of its own, because an amendment is not a rulebook; the amended rulebook is. |
| 94 | repealed or superseded | RBI has withdrawn them. Kept visible rather than deleted, so a reader who follows an old link is told what happened. |
| 592 | withdrawn into the consolidation | Circulars taken into the 28 November 2025 consolidation. The circular lookup takes a reader from one of these to the rule that now holds it. |
Which RBI sources we read, and when
RBI publishes in several places. This table lists the ones BankPulse reads. It shows how often we read each one, when we last read it, and the newest document it gave us. A source not in this table is not read. The same facts are in a file a machine can test: coverage.json.
| Source | Last read | Newest document |
|---|---|---|
| RBI notifications and circulars Read every 3 minutes, day and night. Goes to: daily brief, rule pages. | 6:08 am IST | Reserve Bank of India (Priority Sector Lending – Targets and Classification) Third Amen... ↗ RBI number 13698 · RBI date 11 Sep 2026 · added 11 Sep, 6:29 pm IST |
| RBI press releases Read every 3 minutes, day and night. Goes to: daily brief. Includes cash auctions, data releases and penalties. RBI writes no rulebook here, so these get no rule page. | 6:08 am IST | RBI invites comments on the Draft “Reserve Bank of India (Know Your Customer) Amendment... ↗ RBI number 63587 · RBI date 11 Sep 2026 · added 11 Sep, 9:47 pm IST |
| RBI Master Directions Read new entries: every hour. Standing of Master Directions already held: at every site build, about once an hour.. Goes to: daily brief, rule pages. Each build checks whether every Master Direction we hold is still in force. A new Master Direction reaches us through the notifications index above. The Master Directions index was last read for new entries on 15 September 2026. | 5:38 am IST | Reserve Bank of India (Commercial Banks - Compliance Function) Directions, 2026 ↗ RBI number 13645 · RBI date 31 Jul 2026 · added 12 Aug, 7:19 am IST |
| RBI draft directions open for comment Read at every site build, about once an hour. Goes to: /consultations. Only drafts whose last date for comments is in RBI's own words are shown. | 6:05 am IST | Not a document feed. See the page it goes to. |
| RBI press release, notification and speech feeds Read every 3 minutes, day and night. Goes to: /news. Headlines only, for the news page. A document reaches the brief through the index read above, not through this feed. | 6:06 am IST | Not a document feed. See the page it goes to. |
Not read by BankPulse
- RBI FAQs. Not read by any BankPulse code.
- RBI discussion papers, reports and bulletins. Not read by any BankPulse code.
- RBI speeches, as documents. Only the headline reaches the news page. The speech text is not read.
- SEBI, IRDAI, NPCI and other regulators. Outside BankPulse's scope today. RBI only.
"Last read" is when our code last opened that RBI page. "Added" is when the document first entered our records. The "RBI checked up to" time on the home page is the Master Directions check in this table.
Every tracked document, one line each
The table above gives the counts. The file documents.json gives the list. It has one line for each of the 2,022 tracked documents. Each line gives the official RBI link and the label our published title rules give it. It says whether BankPulse has a plain-English page for it. If not, it says why not. It is free to use and needs no sign-in. It is rebuilt with the site. No RBI text is in it. Anyone can use it to check us.
What we are working on next
This list is ordered by three things RBI itself put on the page, and nothing else.
- Reach. How many kinds of institution the same subject was issued to.
- Size. How many words of rulebook there are.
- Absorbed. How many withdrawn circulars our lookup maps into it.
This is a working order, not a judgement of importance. The recipe is here so you can disagree with it.
Owner and blocker, for every one of these. No rulebook here has its own human owner. One automated editorial pipeline writes every BankPulse rule page. It works down this list in order. So the owner is always the same. The blocker is always the same too: the page has not been written yet. Neither is invented for each item, because neither differs by item.
Expected date. No calendar date is printed next to a rulebook here. None has been promised. Inventing one would be exactly the kind of generated label this ledger exists to avoid. The founder has been asked whether to set a target date for clearing this list. Until then, position in the table below is the only honest answer to “when”.
1 further rulebook in force is counted in the 13 above, but it is not offered in this table. BankPulse is under a standing founder order never to touch one of them. That rulebook is Small Finance Banks – Responsible Business Conduct Directions. The reason is that an existing BankPulse page already carries this subject. That page is being deepened instead.
How long we take
| Typical | Stage | What it means |
|---|---|---|
| 19.7 h | RBI date to full text held | Median over 228 document(s) in the last 30 days. Nineteen in twenty are held within 21.8 hours. |
| 165.8 h | Full text held to rule page live | Median over 5 page(s). Nineteen in twenty are live within 177.1 hours. |
How long BankPulse takes, measured from its own records rather than claimed.
Detection is the gap between two moments, over the last 30 days. The first is the date RBI puts on a document. The second is the moment BankPulse first holds its full text.
The clock starts at midnight IST on RBI's own date. The document shows a date, not a time. So the gap we print can only be longer than the true gap, never shorter.
Older documents were loaded in one batch when this site began, and are left out. The day we first read a five-month-old circular says when we started. It does not say how fast we work.
Publication is the gap between the day we have a document and the day its rule page is live.
Publication timing has been recorded only since 26 Aug 2026. Pages already live on that date carry it as their first-seen date. Their true publication gap is not known, so we do not claim one.
Where to go
All RBI documents we track
The tracked feed's counts, the newest circulars and directions, and the rule-page finder.
Open regulations →Evidence coverage
What we hold behind every claim, how fast we held it, and the gaps we have not closed.
See the evidence →Found a number on this site that does not match this ledger? That is a defect. Tell us and it goes on the corrections page.