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Credit Manager — Personal Loans

RBI updates that affect a Credit Manager working in Personal Loans, newest first.

Updates
Non-Food Bank Credit Growth at 17.4% as of May 31, 2026
medium30 Jun 2026
Higher Standard Asset Provisioning for UCBs on Select Sectors (including housing loans above Rs.20 lakh)
normal21 Jun 2026
RBI Hikes Standard Asset Provisions & Risk Weights (Jan 2007)
normal21 Jun 2026
RBI Cracks Down on Usurious Interest Rates
high21 Jun 2026
RBI Cracks Down on Usurious Interest by UCBs
high21 Jun 2026
RRBs told to fix internal rules to prevent usurious interest
high21 Jun 2026
RBI Cracks Down on Usurious Interest by Co-op Banks
high21 Jun 2026
UCBs: Educational Loans Risk Weight Reduced to 100%
high21 Jun 2026
RBI Cuts Risk Weight on Educational Loans
normal21 Jun 2026
RBI eases standard asset provisioning for Salary Earners' (Urban) Co-operative Banks
high21 Jun 2026
RBI Extends Restructuring Norms to All-India FIs
high20 Jun 2026
Promoter Sacrifice Norms Eased for Restructured Advances
normal20 Jun 2026
RBI Extends Restructuring Norms to AIFIs
medium20 Jun 2026
UCB Unsecured Loan Limits Enhanced
high20 Jun 2026
RBI extends MFI credit support norms to AIFIs
medium20 Jun 2026
UCBs Can Now Offer Unsecured Loans Up to 25% of Assets
normal19 Jun 2026
RBI Extends Restructuring Guidelines to FIs
medium19 Jun 2026
Share Linking to Borrowing Norms for UCBs
high19 Jun 2026
RBI eases unsecured loan norms for UCBs up to ₹10,000
high19 Jun 2026
RBI Resolution Framework 2.0 for Covid-19 Stress
high19 Jun 2026
RBI Revises Loan Restrictions for Directors' Relatives
high19 Jun 2026
RBI Tightens Rules on Floating Rate Personal Loan EMI Resets
high19 Jun 2026
RBI Tightens Consumer Credit and NBFC Lending Norms
high19 Jun 2026
RBI Eases Risk Weights on Microfinance Loans
normal19 Jun 2026
RBI eases spread reduction and fixed-rate switch rules for loans
high19 Jun 2026
RRB Credit Risk: Related Party Lending Norms Tightened
high19 Jun 2026
UCB Credit Risk Management: Related Party Definitions Expanded
medium19 Jun 2026
RBI Amends Credit Risk Rules for Rural Co-op Banks
normal19 Jun 2026
NBFC Credit Risk Management: Related Party Lending Rules Tightened (Amendment Directions, 2026)
normal19 Jun 2026
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