Export credit rules, gathered in one place
11 points name export credit, across 9 rulebooks.
This is not the whole of your rulebook.
- 17,394 points on this site name no product at all.
- They bind export credit as well. A rule on limits binds every kind of lending.
- RBI writes its rules by subject and by risk. It does not write them product by product.
- Use this page to start reading. Never to stop.
Points that name it
Master Direction - External Commercial Borrowings, Trade Credit, Borrowing and Lending in Foreign Currency by Authorised Dealers and Persons other than Authorised Dealers (Updated as on November 22, 2018))
2 points on this rulebook name it
International banks, capital markets, multilateral institutions and export credit agencies.
named by the words export credit · RBI Para 2 · Read it in place
A bank may borrow abroad to give an exporter customer pre-shipment or post-shipment credit.
named by the words pre-shipment · RBI Para 6 · Read it in place
Master Directions - Reserve Bank of India (Priority Sector Lending – Targets and Classification) Directions, 2025
2 points on this rulebook name it
A foreign bank with fewer than 20 branches may count up to 32 per cent as export credit.
named by the words Export Credit · RBI Para 7 · Read it in place
There are eight categories: agriculture, enterprises, exports, education, housing and three more.
named by the words Export Credit · RBI Para 5 · Read it in place
Reserve Bank of India (Local Area Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025 (Updated as on July 1, 2026)
1 point on this rulebook names it
Banks must set aside 15 percent for all substandard assets.
named by the words Export Credit · RBI Para 69 · Read it in place
Reserve Bank of India (Small Finance Banks – Credit Facilities) Directions, 2025 (Updated as on July 15, 2026)
1 point on this rulebook names it
Pre-shipment credit not settled within 360 days stops counting as export credit.
named by the words export credit · RBI Para 217 · Read it in place
Reserve Bank of India (Commercial Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025
1 point on this rulebook names it
Banks must set aside 15 percent for all substandard assets.
named by the words Export Credit · RBI Para 85 · Read it in place
Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025
1 point on this rulebook names it
Pre-shipment credit not settled within 360 days stops counting as export credit.
named by the words export credit · RBI Para 235 · Read it in place
Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Directions, 2025
1 point on this rulebook names it
A claim on the Export Credit Guarantee Corporation carries a 20 per cent risk weight.
named by the words Export Credit · RBI Para 33 · Read it in place
Reserve Bank of India (Commercial Banks - Capital Charge for Credit Risk – Standardised Approach) Directions, 2026 (Effective from April 1, 2027)
1 point on this rulebook names it
Claims on the export credit guarantee corporation weigh 20 per cent.
named by the words Export Credit · RBI Para 7 · Read it in place
Reserve Bank of India (Urban Co-operative Banks – Concurrent Audit) Directions, 2026
1 point on this rulebook names it
Claims to the export credit guarantee corporation must go in on time.
named by the words Export Credit · RBI Para 12(4) · Read it in place
Not yet on this site
These rulebooks carry this product in their own legal title. None has a plain-English page yet. They are named here so the gap is visible rather than hidden.
Where to go
A label reading wrongly to you is a defect. Tell us.