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Product · Infrastructure finance

Infrastructure finance rules, gathered in one place

42 points name infrastructure finance, across 21 rulebooks.

This is not the whole of your rulebook.

  • 17,394 points on this site name no product at all.
  • They bind infrastructure finance as well. A rule on limits binds every kind of lending.
  • RBI writes its rules by subject and by risk. It does not write them product by product.
  • Use this page to start reading. Never to stop.

Points that name it

Reserve Bank of India (Small Finance Banks – Credit Facilities) Directions, 2025 (Updated as on July 15, 2026)

6 points on this rulebook name it

A project finance exposure needs at least fifty-one per cent of repayment to come from the project.

named by the words project financ · RBI Para 4(1) · Read it in place

A change in any project loan detail must be recorded within 15 days.

named by the words project financ · RBI Para 86 · Read it in place

A housing project financed by the bank must be completed within three years.

named by the words project financ · RBI Para 98 · Read it in place

The credit policy must carry its own clauses for sanctioning project finance.

named by the words project financ · RBI Para 74 · Read it in place

PPP projects need 50% of land ready, other projects need 75%, before money is paid out.

named by the words infrastructure project · RBI Para 80(1) · Read it in place

Infrastructure lending needs the appraisal expertise for it.

named by the words Infrastructure lending · RBI Para 134(1) · Read it in place

Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025

5 points on this rulebook name it

A project finance exposure needs at least fifty-one per cent of repayment to come from the project.

named by the words project financ · RBI Para 4(1) · Read it in place

A change in any project loan detail must be recorded within 15 days.

named by the words project financ · RBI Para 86 · Read it in place

The credit policy must carry its own clauses for sanctioning project finance.

named by the words project financ · RBI Para 74 · Read it in place

PPP projects need 50% of land ready, other projects need 75%, before money is paid out.

named by the words infrastructure project · RBI Para 80(1) · Read it in place

Infrastructure lending needs the appraisal expertise for it.

named by the words Infrastructure lending · RBI Para 134(1) · Read it in place

Reserve Bank of India (Non-Banking Financial Companies – Credit Facilities) Directions, 2025 (updated as on July 15, 2026)

4 points on this rulebook name it

A project finance exposure needs at least fifty-one per cent of repayment to come from the project.

named by the words project financ · RBI Para 4(1) · Read it in place

NBFCs must report any project finance change within 15 days of it happening.

named by the words project financ · RBI Para 78 · Read it in place

The credit policy must carry its own clauses for sanctioning project finance.

named by the words project financ · RBI Para 66 · Read it in place

PPP projects need 50% of land ready, other projects need 75%, before money is paid out.

named by the words infrastructure project · RBI Para 72(1) · Read it in place

Reserve Bank of India (All India Financial Institutions – Credit Facilities) Directions, 2025

4 points on this rulebook name it

A project finance exposure needs at least fifty-one per cent of repayment to come from the project.

named by the words project financ · RBI Para 4(1) · Read it in place

The credit policy must carry its own clauses for sanctioning project finance.

named by the words project financ · RBI Para 35 · Read it in place

PPP projects need 50% of land ready, other projects need 75%, before money is paid out.

named by the words infrastructure project · RBI Para 41(1) · Read it in place

Infrastructure lending needs the appraisal expertise for it.

named by the words Infrastructure lending · RBI Para 110(1) · Read it in place

Reserve Bank of India (Urban Co-operative Banks – Credit Facilities) Directions, 2025 (Updated as on July 15, 2026)

4 points on this rulebook name it

A project finance exposure needs at least fifty-one per cent of repayment to come from the project.

named by the words project financ · RBI Para 4(1) · Read it in place

A change in any project loan detail must be recorded within 15 days.

named by the words project financ · RBI Para 75 · Read it in place

The credit policy must carry its own clauses for sanctioning project finance.

named by the words project financ · RBI Para 63 · Read it in place

PPP projects need 50% of land ready, other projects need 75%, before money is paid out.

named by the words infrastructure project · RBI Para 69(1) · Read it in place

Reserve Bank of India (Non-Banking Financial Companies - Concentration Risk Management) Directions, 2025 (Updated as on July 01, 2026)

2 points on this rulebook name it

An infrastructure finance company may lend one party 30 per cent of Tier 1 capital.

named by the words infrastructure financ · RBI Para 14(1) · Read it in place

For a group, the infrastructure finance company limit is 50 per cent.

named by the words infrastructure financ · RBI Para 14(2) · Read it in place

Reserve Bank of India (Small Finance Banks - Resource Raising Norms) Directions, 2025

2 points on this rulebook name it

The bonds may fund lending to long term infrastructure projects.

named by the words infrastructure project · RBI Para 4 · Read it in place

The incentives apply only to bonds financing new infrastructure projects.

named by the words infrastructure project · RBI Para 5 · Read it in place

Reserve Bank of India (Commercial Banks - Capital Charge for Credit Risk – Standardised Approach) Directions, 2026 (Effective from April 1, 2027)

2 points on this rulebook name it

An operational infrastructure project meeting strict tests weighs only 80 per cent.

named by the words infrastructure project · RBI Para 12 · Read it in place

Unrated object finance weighs 100; project finance weighs 130 before operations and 100 after.

named by the words Project Financ · RBI Para 12 · Read it in place

Master Direction - Other Remittance Facilities (Updated as on May 06, 2026)

1 point on this rulebook names it

Infrastructure consultancy remittances are capped at 10,000,000 dollars a project.

named by the words infrastructure project · RBI Para 4.3 · Read it in place

Master Direction – Reserve Bank of India (Repurchase Transactions (Repo)) Directions, 2025

1 point on this rulebook names it

Exim Bank, NABARD, NHB, SIDBI and the infrastructure finance bank can all take part.

named by the words infrastructure financ · RBI Para 4 · Read it in place

Reserve Bank of India (Non-Banking Financial Companies – Income Recognition, Asset Classification and Provisioning) Directions, 2025 (updated as on July 01, 2026)

1 point on this rulebook names it

Commercial real estate and project finance take their meaning from the lending rules.

named by the words project financ · RBI Para 13 · Read it in place

Reserve Bank of India (Non-Banking Financial Companies – Asset Liability Management) Directions, 2025 (Updated as on July 01, 2026)

1 point on this rulebook names it

These rules bind deposit taking, investment, factoring, microfinance and infrastructure finance companies.

named by the words infrastructure financ · RBI Para 3 · Read it in place

Reserve Bank of India (Non-Banking Financial Companies - Transfer and Distribution of Credit Risk) Directions, 2025 (Updated as on July 01, 2026)

1 point on this rulebook names it

These rules cover deposit taking, investment and credit, factoring, micro finance and infrastructure finance companies.

named by the words infrastructure financ · RBI Para 3 · Read it in place

Reserve Bank of India (Non-Banking Financial Companies – Credit Risk Management) Directions, 2025 (Updated as on July 01, 2026)

1 point on this rulebook names it

Sensitivity tests must cover project delays and cost overruns, mainly on infrastructure.

named by the words infrastructure project · RBI Para 6 · Read it in place

Reserve Bank of India (Non-Banking Financial Companies – Registration, Exemptions and Framework for Scale Based Regulation) Directions, 2025 (Updated as on July 01, 2026)

1 point on this rulebook names it

Infrastructure finance NBFCs and infrastructure debt funds must hold net owned funds of Rs 300 crore.

named by the words Infrastructure financ · RBI Para 41 · Read it in place

Reserve Bank of India (All India Financial Institutions – Income Recognition, Asset Classification and Provisioning) Directions, 2025 (Updated as on July 01, 2026)

1 point on this rulebook names it

Commercial real estate and project finance take their meaning from the lending rules.

named by the words project financ · RBI Para 8 · Read it in place

Reserve Bank of India (Urban Co-operative Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025 (updated as on July 01, 2026)

1 point on this rulebook names it

Commercial real estate and project finance take their meaning from the lending rules.

named by the words project financ · RBI Para 9 · Read it in place

Reserve Bank of India (Small Finance Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025 (Updated as on July 01, 2026)

1 point on this rulebook names it

Commercial real estate and project finance take their meaning from the lending rules.

named by the words project financ · RBI Para 5(10) · Read it in place

Reserve Bank of India (Small Finance Banks – Credit Risk Management) Directions, 2025

1 point on this rulebook names it

Sensitivity tests must cover project delays and cost overruns, mainly on infrastructure.

named by the words infrastructure project · RBI Para 8 · Read it in place

Reserve Bank of India (Commercial Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025

1 point on this rulebook names it

Commercial real estate and project finance take their meaning from the lending rules.

named by the words project financ · RBI Para 8 · Read it in place

Reserve Bank of India (Commercial Banks – Resource Raising Norms) Directions, 2025

1 point on this rulebook names it

The regulatory incentive covers only bonds funding fresh long-term infrastructure projects.

named by the words infrastructure project · RBI Para 5(5) · Read it in place

Rules that leave it out

These rules name infrastructure finance only to put it outside their reach. Knowing a rule does not apply is worth as much as knowing one does.

Reserve Bank of India (Non-Banking Financial Companies - Internal Ombudsman) Directions, 2026

2 points on this rulebook leave it out

These rules bind a finance company that meets the size test set out here.

named by the words Infrastructure Financ · RBI Para 3(1) · Read it in place

Housing finance, core investment, infrastructure and mortgage guarantee companies are outside these rules.

named by the words Infrastructure Financ · RBI Para 3(1) · Read it in place

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