Returns – Department of Payment and Settlement Systems – Submission in CIMS
UR
- Applies toAll regulated entities
- StatusIn force
- IssuedJan 01, 2026
- Amendmentsnone tracked
- Length10 points in 3 sections · 1 min read
The four dates on this rule
- PublishedJan 01, 2026The day RBI put this document out. This is the same day as the Issued date on this rule.
- Starts to applyNot statedNot stated separately in this document. Read the rule itself before you assume a start date.
- Time to get readyNot statedCannot be worked out until the day it starts to apply is known.
- Last date to actNot statedNo date to act by was found in this document. Other dates may sit inside single paragraphs.
This rulebook is short, and the page is short with it. This document is 799 words long. It states 10 separate rules. So the page carries 10 points, not the thirty a long rulebook carries. Nothing has been left out to make it shorter.
Kept in your browser only. Your desk
Show me the points for
Nothing is removed from the page.
Show me the points about
7 of the 10 points name no product and bind every product. All products.
What it says
How firm is each point
Stated by RBI — RBI’s own paragraph says this. We have only made it plainer.
Our reading — BankPulse read RBI’s paragraph and shortened it. The paragraph is the authority, not this line.
Needs judgement — RBI leaves this to the bank to settle, so nobody can give you a fixed number here.
Must know
1. Start PPI statistics
Send PPI Statistics data in CIMS for December 2025 onwards.
2. Use CIMS portal
File both returns only through the CIMS website link given by RBI.
3. Example monthly due
The December 2025 monthly return is due by January 07, 2026.
4. Example quarterly due
The December 2025 quarter return is due by January 10, 2026.
Do it
1. Who must report
All prepaid payment instrument issuers must follow these return rules.
2. Create user logins
Admin users must create logins for staff who will file these two returns.
Background
1. Start grievance return
Send PPI grievance data in CIMS from the December 2025 quarter.
2. Admin user role
Each entity already has admin users set up in CIMS.
3. Monthly due date
File each monthly return by the 7th of the next month.
4. Quarterly due date
File each quarterly return by the 10th of the next month.