MHA designates 23 individuals as terrorists under UAPA
Not yet independently checked — please confirm with the official RBI source below
Source: Reserve Bank of India · RBI/2026-27/186 · issued FY 2026-27 · ~1 min read
Quick answerMHA has added 23 individuals to the Fourth Schedule of UAPA, 1967. Banks and NBFCs must report any matching accounts to FIU‑IND and advise MHA, complying with KYC/AML directions.
The rule, in the simplest words
23 people have been named as terrorists by the government.
Banks and NBFCs must report any accounts linked to these people to FIU‑IND and advise MHA.
You must monitor future amendments to Schedule IV of UAPA, 1967.
How it plays out — a real example
Ravi, the compliance officer at a mid-sized NBFC, runs the daily AML scan and sees a match for 'Firdous Ahmad Bhat' on a new account. He immediately freezes the account, files a report to FIU-IND, and emails MHA, following the UAPA procedure.
What changed
MHA notified 23 new entries (S.O. 3623(E) to 3645(E)) in the Fourth Schedule of UAPA, 1967, designating them as terrorists. Regulated entities must now treat these individuals as per the existing UAPA compliance framework.
What it means for you
Banks and NBFCs must screen customers against this updated list, report any matching accounts to FIU‑IND and advise MHA as per the UAPA Order dated February 2 2021, and comply with the RBI Directions.
What you must do
Update your AML/KYC screening systems with the 23 new names and aliases.
Report any matches to FIU‑IND and MHA as per the UAPA Order dated February 2 2021.
Ensure your compliance team monitors future MHA amendments to Schedule IV.
Who it affects
Commercial Banks, Small Finance Banks, Payment Banks, Urban Co-operative Banks, Rural Co-operative Banks, Regional Rural Banks, Local Area Banks, Non-Banking Financial Companies, Asset Reconstruction Companies, All India Financial Institutions
❓ Common questions
What should I do if I find a match with one of these names?
Immediately freeze the account, report to FIU-IND and MHA, and follow the procedure in the UAPA Order dated February 2, 2021.
Do I need to check only the names listed here?
No, you must also monitor future amendments to Schedule IV of UAPA, 1967, as they are automatically covered.
📜 Read the original circular — full text as issued by RBI
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2026-27/186 · issued FY 2026-27. The plain-English explanation above is BankPulse’s own independent summary.
Quick self-check built only from the facts already on this page — tap a question to reveal the answer.
Q1. In one line, what does this circular do?
MHA has added 23 individuals to the Fourth Schedule of UAPA, 1967. Banks and NBFCs must report any matching accounts to FIU‑IND and advise MHA, complying with KYC/AML directions.
Q2. Who does this circular apply to?
Commercial Banks, Small Finance Banks, Payment Banks, Urban Co-operative Banks, Rural Co-operative Banks, Regional Rural Banks, Local Area Banks, Non-Banking Financial Companies, Asset Reconstruction Companies, All India Financial Institutions
Q3. What is the first thing you should do about it?
Update your AML/KYC screening systems with the 23 new names and aliases.
Update your AML/KYC screening systems with the 23 new names and aliases.
📜 Compliance
Report any matches to FIU‑IND and MHA as per the UAPA Order dated February 2 2021.
Ensure your compliance team monitors future MHA amendments to Schedule IV.
Grouped from the action items above — a single circular may involve more than one team.
Worked example & action-note template
Example: if you are an IT/Systems lead at a bank this circular applies to (Commercial Banks, Small Finance Banks, Payment Banks, Urban Co-operative Banks, Rural Co-operative Banks, Regional Rural Banks, Local Area Banks, Non-Banking Financial Companies, Asset Reconstruction Companies, All India Financial Institutions), your first concrete step on “MHA designates 23 individuals as terrorists under UAPA” is: “Update your AML/KYC screening systems with the 23 new names and aliases.” (RBI issued this FY 2026-27).
Circular: RBI/2026-27/186 -- MHA designates 23 individuals as terrorists under UAPA
Issued: FY 2026-27
Action required: Update your AML/KYC screening systems with the 23 new names and aliases.
Action required: Report any matches to FIU‑IND and MHA as per the UAPA Order dated February 2 2021.
Action required: Ensure your compliance team monitors future MHA amendments to Schedule IV.
Owner: ____________ Target date: ____________
Board/committee approval needed? Y / N
Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.
💬 Banker Discussion
Discuss this circular with fellow bankers — reply, upvote what helps, report what doesn’t belong. Be professional; no client data. Views are the commenter’s own, not BankPulse’s.
BankPulse Compliance Evidence Pack — generated 15 Jul 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly). Official RBI source: https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=13564&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert review panel. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
Help us keep this accurate
Found an inaccuracy or have an improvement? Tell us. Every report is reviewed by our team before any change is made — nothing goes live unverified.
Public beta — plain-English informational summaries. Always verify against the official RBI source (circular number cited on every page) before making compliance, credit, treasury, audit, or operational decisions. · Join our WhatsApp channel ↗
BANKPULSE · FREE DAILY BRIEF
Get RBI updates for your role
Every important RBI update, decoded in plain English — for your career, exams & financial awareness.
We collect only your email, name and role, used solely to send your brief — never sold or shared. Withdraw anytime via the unsubscribe link in any email. Independent platform, not affiliated with the RBI. Information, not legal advice.
REPORT AN ERROR · BETA
Spotted an error? Earn 500 BankPulse Credits
Help us stay accurate. If your correction is verified true and approved by our founder, you earn 500 BankPulse Credits — redeemable when the platform monetises.
Reviewed by a human before any credit is awarded. We never change the site from crowd input without verification.
WANT A NEW FEATURE · BETA
What would make BankPulse more useful for you?
Tell us what to build next — a tool, a data view, a role page, anything. We read every suggestion.
Thank you — your ideas directly shape what we build.