HomeCirculars › RBI/2026-27/21

Amendment Directions for Urban Co-operative Banks

Current · Source: Reserve Bank of India · RBI/2026-27/21 · issued 27 Apr 2026 · ~1 min read
Quick answerRBI issues Amendment Directions for Urban Co-operative Banks to add AgriSURE - Agri Fund for Start Ups & Rural Enterprises to Annex I, effective immediately.
The rule, in the simplest words
How it plays out — a real example

Rahul, a co-operative bank branch officer in Indore, is excited to inform his clients that their bank now offers AgriSURE, a special fund for start-ups and rural enterprises. He explains that this new service will help local farmers and entrepreneurs access the funds they need to grow their businesses, and that the bank is committed to supporting the local community.

What changed

The RBI has added 'AgriSURE - Agri Fund for Start Ups & Rural Enterprises' to Annex I of the Reserve Bank of India (Urban Co-operative Banks – Undertaking of Financial Services) Directions, 2025, via the Amendment Directions, 2026.

What it means for you

This amendment adds AgriSURE to the list of financial services that Urban Co-operative Banks can undertake, effective immediately.

What you must do

Who it affects

Urban Co-operative Banks

❓ Common questions

Regulatory timeline

Built from our lineage records — each fact carries its provenance; missing history simply is not shown (never guessed).

What is AgriSURE?

AgriSURE is an Agri Fund for Start Ups & Rural Enterprises

When does the amendment come into effect?

The amendment comes into effect immediately

What is the purpose of the amendment?

The amendment adds AgriSURE to Annex I of the Directions, allowing Urban Co-operative Banks to undertake this financial service.

📜 This document’s life story (2 recorded events, each backed by RBI’s own words)
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📜 Read the original circular — full text as issued by RBI
RBI/2026-27/21 DOR.STR.REC.25/21-04-048/2026-27 April 27, 2026 Reserve Bank of India (Urban Co-operative Banks – Undertaking of Financial Services) – Amendment Directions, 2026 Please refer to Reserve Bank of India (Urban Co-operative Banks – Undertaking of Financial Services) Directions, 2025 (hereinafter referred to as ‘the Directions’). 2. On a review, and in exercise of the powers conferred by section 35A read with Section 56 of the Banking Regulation Act, 1949, the Reserve Bank being satisfied that it is necessary and expedient in the public interest so to do, hereby issues the Amendment Directions hereinafter specified. 3. The Amendment Directions modifies the Directions as under: (1) Following shall be added to Annex I: “2. AgriSURE - Agri Fund for Start Ups & Rural Enterprises” 4. The above amendment shall come into force with immediate effect. (Vaibhav Chaturvedi) Chief General Manager
Reproduced for reference with acknowledgment — Source: Reserve Bank of India · RBI/2026-27/21 · issued 27 Apr 2026. The plain-English explanation above is BankPulse’s own independent summary.
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Topics: Co-operative Banks
Key dataSee the live numbers behind this topic: RBI Penalty Tracker, NPA / Asset-Quality Tracker — updated from official RBI data.
Key termsPlain-English definitions of terms in this circular — see the full Indian banking glossary. KYC / AML · Gross NPA (GNPA) · Deposit insurance (DICGC) · Scheduled Commercial Bank (SCB)
Worked example & action-note template

Example: if you are a Compliance officer at a bank this circular applies to (Urban Co-operative Banks), your first concrete step on “Amendment Directions for Urban Co-operative Banks” is: “Review and update your bank's financial services offerings to include AgriSURE as per the amended directions” (RBI issued this 27 Apr 2026).

  1. Circular: RBI/2026-27/21 -- Amendment Directions for Urban Co-operative Banks
  2. Issued: 27 Apr 2026
  3. Action required: Review and update your bank's financial services offerings to include AgriSURE as per the amended directions
  4. Action required: Ensure compliance with the amended directions
  5. Owner: ____________ Target date: ____________
  6. Board/committee approval needed? Y / N
  7. Evidence filed in compliance register on: ____________
Built only from this circular’s own published fields — not legal advice; always confirm against the official RBI source.

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BankPulse Compliance Evidence Pack — generated 02 Aug 2026 · status cross-checked against RBI’s official withdrawal register (refreshed weekly).
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13394&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by our expert reviewer, CA Amit Jain. Independent platform, not affiliated with the Reserve Bank of India; is our own plain-English paraphrase, not RBI’s original wording.
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