Capital / Basel
Every RBI rule that touches Capital / Basel, simplified for bankers. 17 current circulars.
Status from our nightly regulatory-lineage check. Only circulars with no recorded withdrawal appear below — always confirm current applicability against the official RBI source linked on each circular.
Latest circulars in this cluster
SFB Pillar 3 Disclosure Norms Aligned with Basel
RBI has amended SFB capital adequacy directions to align Pillar 3 disclosures with Basel standards. Key changes: updated
SFB Financial Statement Disclosures: LCR, NSFR, Remuneration Removed
RBI deletes LCR, NSFR, and remuneration disclosure requirements from SFB financial statements, effective April 1, 2027,
SFB Governance: Share-Linked Pay & Disclosure Rules Updated
RBI mandates SFBs to include share-linked instruments in variable pay, fair-valued via Black-Scholes, and disclose WTD/M
SFB ALM Disclosure References Updated
RBI amended Small Finance Banks' Asset Liability Management Directions to replace paragraphs 197 (LCR) and 243 (NSFR) wi
ALM Disclosure Templates Updated for LCR and NSFR
RBI has amended the Asset Liability Management Directions to align LCR and NSFR disclosure templates with the Financial
RBI Finalises Master Direction – Credit Derivatives Directions, 2026
RBI has issued final Master Directions on Credit Derivatives, effective June 25, 2026, covering OTC and exchange-traded
RBI fines Lalgudi Co-op Urban Bank for capital adequacy lapses
RBI imposed a ₹1 lakh penalty on The Lalgudi Co-operative Urban Bank Ltd. for violating prudential norms on capital adeq
RBI Revises Definition of Commercial Real Estate Exposures
RBI has revised the definition of Commercial Real Estate (CRE) exposures, aligning it with Basel II. The key change: an
NBFC Capital Adequacy: Zero Risk Weight on CBLO Lending via CCIL
RBI clarifies that NBFCs' counterparty credit risk from CBLO transactions with CCIL carries zero risk weight, as daily c
RBI Amends Capital Adequacy Norms
RBI amends capital adequacy norms for small finance banks, introducing zero risk weight for ECLGS 5.0 exposures.
RBI Amends Capital Adequacy Norms
RBI updates capital adequacy norms for regional rural banks, affecting risk weights for ECLGS 5.0 exposures.
RBI Amends Capital Adequacy Norms
RBI updates capital adequacy norms for urban co-operative banks, affecting risk weights for ECLGS 5.0 exposures.
NBFC Capital Adequacy Update
RBI has revised NBFC capital adequacy rules, allowing a zero risk weight for up to 75 % of the guaranteed portion of exp
RBI Amends Capital Adequacy Norms
RBI amends capital adequacy norms for All India Financial Institutions, introducing zero risk weight for 75% of guarante
RBI Amends Capital Adequacy Norms
RBI updates capital adequacy norms for commercial banks, introducing zero risk weight for 75% of ECLGS 5.0 guaranteed ex
RBI Amends NBFC Directions
RBI amends NBFC directions to revise agency business regulations and customer service aspects.
RBI Amends Urban Co-op Banks' Financial Services
RBI updates rules for urban co-operative banks' financial services, effective January 1, 2027.
Frequently asked questions
What capital ratios must Indian banks maintain?
Banks must hold a minimum total capital ratio plus a capital conservation buffer against risk-weighted assets, with the highest-quality common equity meeting its own floor. The precise levels are in the applicable circular below.
What are risk weights?
Risk weights scale each exposure by its riskiness before capital is computed, so a safe sovereign exposure consumes far less capital than an unsecured consumer loan. RBI adjusts these weights as a prudential lever.
What is a Domestic Systemically Important Bank?
Banks whose failure would disrupt the wider system are designated D-SIBs and must hold an additional capital surcharge scaled to their systemic importance. The framework is tracked in the cluster below.
Related topics & data
Department of Regulation
family for this topic.
NBFC Regulations
Related BankPulse topic cluster.
Deposits / Interest Rates
Related BankPulse topic cluster.
Co-operative Banks
Related BankPulse topic cluster.