Bankpulse
HomeCrosswalkDashboardsMethodologyGlossaryCircularsAskChangelogReviewsAbout
Home › Dashboards › Methodology

Dashboard methodology & data sources

In one lineEvery BankPulse dashboard is built only from official Reserve Bank of India data, with a transparent method and a plain data table behind each chart — this page links to the methodology and the underlying data table for all 5 dashboards.

BankPulse never reproduces RBI text verbatim. Each figure is entered from official RBI publications — the Financial Stability Report, Report on Trend & Progress, MPC statements, fortnightly scheduled-commercial-bank data and RBI press releases — and every dashboard links back to its source on rbi.org.in. Charts are visual summaries; the data tables below each chart carry the same numbers so they are readable without JavaScript and by AI answer engines.

Repo Rate Timeline

Source: RBI Monetary Policy Committee (MPC) decisions

Each MPC decision is recorded with its effective date and basis-point move; flat stretches are holds. We never reproduce RBI text verbatim — figures are entered from official MPC statements.

Jump to: Every change — rate-history data table

Credit & Deposit Growth

Source: RBI fortnightly data on scheduled commercial banks

Year-on-year bank credit and deposit growth and the credit-deposit ratio are computed from RBI fortnightly releases for scheduled commercial banks.

Jump to: Growth data — data table

RBI Penalty Tracker

Source: RBI press releases on monetary penalties

Every penalty is logged from RBI’s official press releases — entity, amount, compliance theme and month — then aggregated by entity type and by theme. Penalties are compliance signals, not commentary on a bank’s solvency.

Jump to: Last 6 months — penalty data table

Bank Health Scores

Source: RBI Financial Stability Report (FSR) aggregates

A transparent composite scorecard maps each health pillar to its RBI source metric and regulatory floor / benchmark, scored out of 100. The methodology table shows every pillar, metric and floor.

Jump to: Full methodology table · Methodology: each pillar, its RBI metric & regulatory floor

NPA / Asset-Quality Tracker

Source: RBI Financial Stability Report & supervisory data

Gross NPA, net NPA and provision coverage are taken from RBI period-end figures, with each metric mapped to its RBI source and regulatory floor. Arrows in the data tables show period-on-period change.

Jump to: Full methodology table · Asset-quality trend — data table
Last reviewed by
How these dashboards are built: figures are sourced from official RBI publications and entered — never copied verbatim — with each metric mapped to its RBI source and, where relevant, its regulatory floor. Methodology reviewed by CA Vikram Dhariwal Jain. BankPulse is an independent platform, not affiliated with the Reserve Bank of India.

How BankPulse dashboard data is sourced, verified & updated

Where does BankPulse get its dashboard data?

Every figure comes only from official Reserve Bank of India publications — the Financial Stability Report, Report on Trend & Progress, Monetary Policy Committee statements, fortnightly scheduled-commercial-bank data and RBI press releases. Each dashboard links back to its source on rbi.org.in.

How is the data verified?

Figures are entered by hand from the official RBI source — never scraped or copied verbatim — and each metric is mapped to its RBI definition and, where relevant, its regulatory floor. The methodology is independently reviewed by CA Vikram Dhariwal Jain.

How often are the dashboards updated?

Each dashboard refreshes when its underlying RBI release is published: MPC decisions on the day, fortnightly credit and deposit data every two weeks, penalties as RBI issues press releases, and the Financial Stability Report-based health and NPA series at each FSR. A machine-readable methodology feed is published at /api/methodology.json.

Does BankPulse reproduce RBI circular text?

No. BankPulse never reproduces RBI text verbatim. It publishes its own plain-English summaries and analytical mappings, always alongside the official rbi.org.in source link.

Is BankPulse affiliated with the Reserve Bank of India?

No. BankPulse is an independent platform and is not affiliated with, endorsed by, or connected to the Reserve Bank of India.